DAILY RATE as of 3/28/2014, as low as



15-year Fixed
No Points, No Fees

Take advantage of today's historic low rates on home loans and save money! With our No Points, No Fees Refinance, you could pay off your home sooner and may save thousands of dollars in interest.

Our knowledgeable and friendly mortgage loan consultants are ready to help you with your home refinance. Let's get started today so we can lock in this low rate. We'll listen to your concerns and provide you with the best financing options available for you.

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This rate changes daily, so apply before rates start going up.

*APR as low as 3.755% fixed for 15 years, No Points, No Fees, 45-day lock based on 80% loan-to-value or less. For $250,000 loan, payment would be $1,818.06. Rates as of 3/28/2014, subject to change daily until locked. Financing available up to $417,000 (or the conforming loan limit for your county) for owner-occupied California primary residence properties only. Applies to no cash-out refinances. With cash-out, loan-to-value limit is 75%. Payment example does not include insurance or taxes. Property insurance required. Some restrictions may apply. If impound account for taxes and insurance is desired, you are responsible for those set-up amounts and any charges assessed by your current lender such as reconveyance fees, payoff demand fees, pre-payment penalties and any interim interest collected at closing. Please consult your tax advisor regarding the deductibility of interest and charges. Offers cannot be combined with other discounts or promotions.

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This credit union is federally insured by the National Credit Union Administration.

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