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Travis offers VA Loans
One of the best benefits of military service may well be the VA Loan. Offered only to active-duty military personnel, veterans, and select borrowers meeting Veteran’s Administration qualifications, VA Loans are the US Government’s way of saying thank you for your service. With so many advantages to a VA Loan, who could say no?
Low cost of entry
These loans usually don’t require a down payment or Private Mortgage Insurance (PMI), so owning a home is closer than you think.
Easier to qualify
VA Loans are backed by the Department of Veterans Affairs making it easier to qualify than a Non-VA Loan. Lower credit scores and outside sources of income can still qualify you for this loan.
Easy to pay off
These lower cost loans allow buyers to pay more principal than interest, and have no prepayment penalty.
Whether you’re buying or refinancing, turn to Travis to see if you qualify for a VA Loan. Call (888) 698-0000 or come by your nearest branch to learn more, or start the process online.
VA 30-year Fixed Purchase require a minimum credit score of 610. Based on a loan to value of 100% and loan amount of $250,000, the effective interest rate as of February 21, 2020 is 3.875%, with an Annual Percentage Rate (APR) of 4.098%. Monthly payment is $1,175.59 for months 1-359 and $1,177.51 for month 360. Monthly payment disclosed is principal & interest and does not include taxes and insurance. VA loans are guaranteed by the U.S. Department of Veteran Affairs (VA) loans who require taxes and insurance to be impounded per month, and depending on eligibility may require a VA Funding Fee of 1.25% to 3.30% of the base loan amount. VA maximum mortgage loan limit based on loan limits for specified Metropolitan Statistical Area as defined by Federal Housing Finance Agency (FHFA). For owner-occupied CA primary residence properties only. Everyone who lives, works, worships or attends school in our 12-county area is eligible to join. Certain membership eligibility requirements may apply. Equal Housing Opportunity. NMLS #643926.