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Checking Accounts

Select the right one for you

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Switch to TCU Checking & Earn $350. Learn More >

Switch to a Travis checking today and enjoy great easy-to-use features such as up to 2 Days Early Pay with Direct Deposit, Apple Pay® and Samsung Pay®, free Online Banking with free Bill Pay and free access to 30,000 CO-OP Network® ATMs across the U.S. and Canada.

Get peace of mind, too. Our checking and savings accounts are federally insured up to $250,000 by the NCUA.

Switch Today

Do Things Your Way

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Up to 2 Days Early Pay
with Direct Deposit*

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Apple Pay® &
Samsung Pay® Ready

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Free access to 30,000
ATMs nationwide





Minimum Balance





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Monthly Fee




Earn Dividends

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Free Online and 
Mobile Banking

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Zelle® - Pay anyone via phone or email for free

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Overdraft Protection

Our Ready Reserve Line of Credit is an unsecured revolving loan that you can link to any TCU checking account for overdraft protection. It provides you with deposits in $100 increments to your checking account to cover any overdrafts that may incur.

Apply Online for Ready ReserveFrequently Asked Questions

See account disclosure for complete details.

*Early posting is not guaranteed and is dependent upon individual’s payroll. Subject to receipt from originator and other terms and conditions.

Investor Checking:
1. A minimum checking balance of $2,500 or a combined checking, savings, money market and/or certificate accounts balance of $5,000 or more required to avoid the monthly $7.50 fee. (Combined balance does not include IRA savings or IRA certificates.)
2. One box of free Classic checks may be ordered at a time.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already enrolled with Zelle. Data charges may apply. Check with your mobile phone carrier for details.

30,000 ATMs Nationwide are part of the CO-OP Shared ATM Network.

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Forbes Top 10 Credit Unions in California Award
Desjardins Financial Education Award, 1st place nationwide, adult and youth
US Air Force Distinguished Credit Union of the Year
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Routing 321170839

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This Credit Union is federally insured by the National Credit Union Administration.