Grow Your Savings Faster – Limited Time 4.50% APY*
Earn an impressive 4.50% APY* on a 9-Month or 19-Month Individual Retirement Account certificate so you can grow your savings faster. Get our highest rate so you can boost your retirement fund with the dependability you need.
Open this limited-time IRA Certificate at any TCU branch.
Available for rollovers and transfers, too!
Individual Retirement Accounts (IRAs)
Our no-fee Traditional or Roth Individual Retirement Account (IRA) is a great way to save for the future. An IRA allows you to take advantage of both long-term compounding and tax-deferred or tax-free earnings growth, respectively, to reach your savings goals faster.**
We can help you rollover money from a retirement plan at a previous employer into an IRA at TCU to keep your money working hard for you. Set up automatic deductions from your TCU savings or checking account to make funding your IRA even easier. We’re here to improve your financial wellness and a TCU IRA with no maintenance fee is a great place to start.
Get more information at our IRA Information Center:
IRA Info Center
*APY = Annual Percentage Yield. 4.50% APY on 9-Month IRA Certificate and 19-Month IRA Certificate is accurate as of July 19, 2023 and assumes principal and dividends will remain on deposit until maturity. Dividends compound monthly. Withdrawals may reduce earnings. Minimum initial deposit $500 New Money. New Money is defined as funds not currently on deposit with Travis Credit Union. 9-Month IRA Certificate and 19-month IRA Certificate can only be opened at a TCU branch or by our Member Service Center at (707) 449-4000. Both IRA certificates will automatically renew on the maturity date at the standard 12-month term and dividend rate. Penalty for early withdrawal. We reserve the right to change or discontinue this program at any time. Rates and terms are subject to change without notice. This is intended to provide general information concerning IRAs, it is not intended to provide legal advice or to be a detailed explanation of the rules or how such rules may apply to your individual circumstances. For specific information, please consult your tax or legal professional. See account disclosure for complete details. This offer is subject to change or cancellation at any time. Insured by NCUA.
**This page is intended to provide general information concerning IRAs, it is not intended to provide legal advice or to be a detailed explanation of the rules or how such rules may apply to your individual circumstances. For specific information, please consult your tax or legal professional. See account disclosure for complete details.