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Using your home equity to pay for major expenses is the smart way to finance your dreams. With home values rising in your area, now is the time to take advantage of increased equity in your home to pay for that much needed kitchen remodel or other home improvement project.
Rates as low as
APR* for HELOC
Start a HELOC
APR**+ for fixed rate 2nd Mortgage
Fixed 2nd Mortgage
You could also use your equity to pay for other major expenses such as a college tuition, a wedding or even that much-deserved vacation you’ve been putting off. Here are some reasons why tapping into your home equity makes smart financial sense:
Our knowledgeable and friendly team at our Home Loan Center can help identify the best home equity option to fit your needs. Use the form below to conveniently contact us. Or, give us a call at (707) 469-2000 or (888) 698-0000.
We are here for every major milestone and for your everyday personal financial needs. When you’re ready to apply, turn to Travis for your home equity loan or line of credit.
If you’d like to learn more about managing your personal finances, visit our new Financial Education Hub to view our free online videos. Topics range from budgeting and credit reports to taxes and insurance. The videos take just a few minutes to complete and you can view them in whatever order you want.
Contact Us Apply for a Home Loan Financial Education Hub
HELOC* APR=Annual Percentage Rate. Floor of 4.25% and the maximum is 18% APR. At 5.75%, the interest payment on a $75,000 loan Balance would be $359.38 (monthly). Interest-only minimum payments for the first 10 years, amortized over remaining 15 years. This offer is only for second liens. Liens in first position will have additional costs. Annual fee on HELOC of $50 is waived if your balance is at least $5000 on December 31, 2017. If account is closed within three years, a $500 early-closure fee applies.
Fixed rate 2nd Mortgage**+ APR as low as 6.813% on a 15 year fixed rate 2nd mortgage. Principal and interest payment of $663.68 based on a loan balance of $75,000 at an interest rate of 6.76% (6.813% APR) payable over 15 years.
+ Fully indexed APR is based on Prime Rate. Rate quoted as of September 29, 2017, is subject to change without further notice, and is based on 80% loan-to-value (LTV) or less and credit approval. Higher LTV and rate options are available. Owner-occupied primary residence and California property only. Consult a tax advisor regarding the deductibility of interest. Other restrictions and fees may apply. See account disclosure for complete details.
The "Prime Alliance" “Everfi” links are provided as a convenient connection between the websites belonging to Travis Credit Union and its business partner. The policies and procedures in use at our business partner may differ from those in use at Travis Credit Union. Travis Credit Union is not responsible for the content contained in our business partner website.