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Use your home's equity to give it a little or a big revamp.

Home equity is the smart way to finance your dreams. With home values rising in your area, now is the time to take advantage of increased equity in your home to pay for that much needed kitchen remodel or other home improvement project.

Introductory rate of


APR*+ for a home equity line of credit

Start a HELOC

You could also use your equity to pay for other major expenses such as a college tuition, a wedding or even that much-deserved vacation you’ve been putting off. Here are some reasons why tapping into your home equity makes smart financial sense:

  • Pay lower rates than other financing methods
  • Quick loan processing; local decisions
  • It’s the smart way to get things done



Turn to Travis for better Home Equity Financing

Our knowledgeable and friendly team at our Home Loan Center can help identify the best home equity option to fit your needs. Use the form below to conveniently contact us. Or, give us a call at (707) 469-2000 or (888) 698-0000.

We are here for every major milestone and for your everyday personal financial needs. When you’re ready to apply, turn to Travis for your home equity loan or line of credit.

If you’d like to learn more about managing your personal finances, visit our new Financial Education Hub to view our free online videos. Topics range from budgeting and credit reports to taxes and insurance. The videos take just a few minutes to complete and you can view them in whatever order you want.

Contact Us Apply for a Home Loan Financial Education Hub

HELOC * APR=Annual Percentage Rate. Floor rate of 4.250% and the maximum is 18% APR. At 3.250% APR, the interest payment on a $75,000 loan balance would be $203.13 (monthly). The term of the HELOC is 25 years: 10-year draw period, 15-year repayment period. Interest-only minimum payments for the first 10 years, amortized over remaining 15 years. This offer is only for second liens. Liens in first position will have additional costs. Annual fee on HELOC of $50 is waived if your balance is at least $5,000 on December 31 of each year. If account is closed within three years, a $500 early-closure fee applies.
Variable introductory APR of 3.250% based on the Wall Street Journal Prime Rate (“Prime”) (3.250% APR as of 03/17/20) plus a margin of 0.000% and will vary with Prime and subject to change. Intro rate of 3.250% APR will adjust to the higher of the Wall Street Journal Prime Rate index plus a margin of 0.000% or the floor rate of 4.250% APR at the first quarterly adjustment. APR assumes a new $75,000 HELOC in second lien position with a combined loan-to-value (CLTV) ratio up to 70.00% on a 1-unit owner-occupied primary residence and a borrower with a FICO score ≥760. APR may vary based on CLTV ≥70.01%, FICO score ≤760, and other factors such as sufficient equity and credit approval. Property insurance is always required and flood insurance is required when necessary. Owner-occupied primary residence and California property only – manufactured homes and mobile homes are not eligible. Consult a tax advisor regarding the deductibility of interest. Other restrictions and fees may apply. See account disclosure for complete details.

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