A money market account is an interest-bearing account offered by a financial institution such as credit unions or banks. It is a combination of a savings and checking account and typically pays a higher rate of interest than regular savings accounts. An MMA may include debit card and check-writing privileges. Travis Credit Union’s MMAs allow unlimited deposits, withdrawals and transfers. Additionally, the money market balances at TCU are insured for up to $250,000 per depositor by the NCUA.