Business Certificate Specials
Minimum Initial Deposit: $500.00
| Term |
Dividend Rate |
Annual Percentage Yield |
4 months
(122 days) |
3.74% |
3.80%* |
7 months
(213 days) |
3.59% |
3.65%* |
18 months
(548 days) |
3.40% |
3.45%* |
33 months
(1004 days) |
3.20% |
3.25%* |
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Business Share Certificates
Minimum Initial Deposit: $500.00
| Term |
Dividend Rate |
Annual Percentage Yield |
6 months
(182 to 273 days) |
0.90% |
0.90% |
9 months
(274 to 364 days) |
1.00% |
1.00% |
12 months
(365 to 577 days) |
1.29% |
1.30% |
19 months
(578 to 729 days) |
1.74% |
1.75% |
24 months
(730 to 1094 days) |
1.98% |
2.00% |
36 months
(1095 to 1459 days) |
2.08% |
2.10% |
48 months
(1460 to 1824 days) |
2.18% |
2.20% |
60 months
(1825 or more days) |
2.42% |
2.45% |
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Business Money Market Accounts
| Account Type |
Term |
Dividend Rate |
Annual Percentage Yield |
Business Direct Advantage
Money Market**
|
$0 OR MORE |
3.68% |
3.75%** |
Business Flexible
Money Market
|
$0 - $7,499.99 |
0.10% |
0.10% |
| $7,500 - $24,999.99 |
0.15% |
0.15% |
| $25,000 - $49,999.99 |
0.15% |
0.15% |
| $50,000 - $74,999.99 |
0.20% |
0.20% |
| $75,000 OR MORE |
0.40% |
0.40% |
Business Jumbo
Money Market
|
$0 TO $99,999.99 |
0.25% |
0.25% |
| $100,000 OR MORE |
0.95% |
0.95% |
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Business Share Savings
Minimum Initial Deposit: $5.00
| Term |
Dividend Rate |
Annual Percentage Yield |
| $99.99 or less |
0.00% |
0.00% |
| $100.00 to $5,000.00 |
0.05% |
0.05% |
| $5,000.01 to $10,000.00 |
0.10% |
0.10% |
| $10,000.01 or more |
0.15% |
0.15% |
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Business Share Draft (Checking)
Minimum Initial Deposit: $100.00
| Account Type |
Term |
Dividend Rate |
Annual Percentage Yield |
Free Business
Checking |
N/A |
0.00% |
0.00% |
Analyzed Business
Checking |
N/A |
0.00% |
0.00% |
Better Business
Dividend Checking |
$0 TO $499.99 |
0.00% |
0.00% |
| $500 OR MORE |
0.05% |
0.05% |
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*Annual Percentage Yield (APY) on the Certificate Special is accurate as of 04-22-2026 and assumes principal and dividends will remain on deposit until maturity. Dividends compound monthly. Withdrawals may reduce earnings. Penalty for early withdrawal. Minimum opening deposit of $500 is required. Certificate will automatically renew on the maturity date at the nearest available standard term and dividend rate, not to exceed the term of the Certificate Special. Business, IRA and CESA Certificates are eligible for the Certificate Special. Some restrictions apply. Rates and terms are subject to change without notice. See Business Certificate Account disclosure for complete details. Insured by NCUA.
Dividends are compound monthly.
Effective Date 4/22/2026
**Annual Percentage Yield (APY) on the Business Direct Advantage MMA is accurate as of 06-01-2026. This offer is only for new and existing business members who open this Business Direct Advantage MMA in branch. Dividends compound monthly. Minimum opening deposit of $500 is required. Some restrictions apply. Rates and terms are subject to change without notice. Offer expires September 30, 2026. Membership is required with a one-time non-refundable $5 fee and a $5 minimum deposit. Must meet membership qualifications. Everyone who lives, works, worships or attends school in our 12-county area is eligible for membership: Solano, Yolo, Contra Costa, Merced, Napa, Alameda, Colusa, Placer, Sacramento, San Joaquin, Sonoma and Stanislaus. See Business Money Market Account disclosure for complete details. Insured by NCUA.
Read the Business Certificate Account Disclosure.
Read the Business Money Market Account Disclosure.
Read the Business Share (Savings) Account Disclosure.
Read the Business Share Draft (Checking) Account Disclosure.