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Energy Efficient Project Loans

Save Money and Help the Earth with TCU’s Greener Loan Options

It’s time to save on your home energy costs. Our energy-efficient home improvement loans such as our Eco-Friendly Loan and our Go Green Loan give you the resources you need to tackle projects around the home that can lower your energy costs and make your home a little greener. That’s a winning combination.

Here are some of the things you can do with our Energy Efficient Home Improvement Loans:

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Install a new HVAC System to save on heating and cooling costs

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Add dual-pane windows to keep the heat and sound out but the sunlight in

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Add solar to generate your own electricity and lower your electricity costs

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Install Energy-Star® rated appliances that come with great features but use less electricity

Eco-Friendly Loan

  • Rates as low as 5.99% APR (Fixed)*
  • No Property Lien or Equity Required
  • From $1,000 to $50,000 up to 180 Months*
  • No pre-payment penalties    
     

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Go Green Loan

  • Low Rates 3.99%–8.99% APR (Fixed)**
  • No Property Lien or Equity Required
  • From $1,000 to $50,000 up to 180 Months**
  • No Pre-payment penalties
  • Must be a PG&E customer
  • Must use a State-Approved Contractor

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*APR (Annual Percentage Rate). Eco-Friendly Loan: The 5.99% rate has a maximum term of 48 months. Eco-Friendly loan rates are based on applicant’s credit history and other underwriting factors. Borrower must provide copy of valid purchase order or invoice for qualified energy-related home improvement project. Eco-Friendly Loan is available only for purchase and installation of new furnaces, air conditioning units, solar panels, dual-pane windows and Energy Star-rated appliances. All loan rates are subject to change daily without notice. This is an unsecured loan and is not associated with a home loan product. Payment per $1,000 balance is based on APR. Payment example may be lower or higher depending on your credit history and other underwriting factors. For example, the payment per $1,000 with a term of 10 years (120 months) at 6.99% is $11.61. The payment for a $20,000 loan with a 120-month term at 6.99% is $232.20. Federally insured by NCUA. Applicant must meet membership and account qualifications. See www.traviscu.org for complete details.

**APR (Annual Percentage Rate). Go Green Home Energy Financing: The 3.99% rate has a maximum term of 48 months. Go-Green Home Energy loan rates are based on applicant’s credit worthiness. Borrower must provide copy of valid purchase order or invoice for qualified energy-related home improvement project. All loan rates are subject to change daily without notice. This is an unsecured loan and is not associated with a home loan product. Payment per $1,000 balance is based on APR. Payment example may be lower or higher depending on your credit history and other underwriting factors. For example, the payment per $1,000 with a term of ten years (120 months) at 4.99% is $10.61. The payment for a $20,000 loan with a 120 month term at 4.99% is $212.09. Federally insured by NCUA. Applicant must meet membership and account qualifications. See www.traviscu.org for complete details.