New Account Opening Header

Thank you for your interest in Travis Credit Union.

Please follow the instructions in this application to open your new account. You may complete this application in one session or save it and return to it later. The application process will take about 10 minutes.

What You'll Need to Join:

  • Your Social Security Number1
  • Your government-issued ID2
  • Your eligibility for membership
  • Proof of address may be required3
  • Your physical address is required4
  • Your occupation and other identifying personal information
  • Your information to fund your new account electronically5


YOUTH MEMBERSHIP

  • Enter Youth information first6
  • Joint Applicant required (18 years or older)7
  • ATM cards ... 
    • will be issued to the Joint applicant if selected
    • may be issued at a branch with signed parental consent8

 

FAQs - Open an Account

 

1. We will ask you to disclose if you are subject to backup withholding per (IRC SEC 3406(a)(1)(c)
2. E.g. State issued Driver's License/ID, Passport
3. If the address on your government-issued ID is not current
4. A PO Box is not valid
5. If you are funding your account using another account that you own: Checking or savings routing number and account number; your debit card information. Note: There is a maximum funding limit of $2,499.00. If you wish to deposit a higher amount, please contact our Member Service Center at (800) 877-8328 once your accounts have been established.
6. Youth will be Primary Owner
7. If the joint owner is someone other than the parent/legal guardian, parental consent must be obtained.
8. if 14 years and older, consent by a Parent/Guardian and valid ID.


 

What you need to know before opening an account

Please review the following information about our accounts and services if you’re considering opening a new Travis Credit Union account using the “Open an Account” button on this page.

TCU Online Account Opening Membership Disclosure

Share Savings Accounts
View the current Annual Percentage Yield (APY). Rates may change at any time without prior notice, before or after the account is opened. Fees could reduce earnings on the account.

A quarterly low balance fee is assessed if you are over 21 years of age, your combined average quarterly balances in your savings, money market, IRAs, checking and certificates owned by the same member are less than $100 and you have no outstanding TCU loan balances. The fee will also be waived regardless of balance if you have direct deposit of $500 or more each month or there are three or more monetary transactions per month of $10 or more each on your checking account.

Dividend Checking
View the current Annual Percentage Yield (APY). Rates may change at any time without prior notice, before or after the account is opened. Fees could reduce earnings on the account.

There is no fee on Dividend Checking accounts that maintain a minimum daily balance of $500 in the checking account or a combined minimum daily balance of $2,500 in checking, share, and/or money market accounts. (Combined balance does not include certificate accounts or IRAs.) Otherwise a $5.00 monthly fee applies.

Investor Checking
View the current Annual Percentage Yield (APY). Rates may change at any time without prior notice, before or after the account is opened. Fees could reduce earnings on the account.

There is no fee on Investor Checking accounts that maintain a minimum daily balance of $2,500 in the checking account or a combined minimum daily balance of $5,000 in checking, share, and/or money market accounts. (Combined balance does not include certificate accounts or IRAs.) Otherwise a $7.50 monthly fee applies.

End-of-day balances will earn different daily dividend rates depending on the applicable tier. For example, for Investor Checking, if your end-of day balance is $7,000, you would earn the dividend rate for the $5,000 to $9,999.99 balance range for that day on the entire balance and if next day your end-of day balance is $1,000, you would earn the dividend rate for the $1,000 to $4,999.99 balance range for that day on the entire balance. No dividends will be paid on any day your balance falls below $1,000.

Money Market Accounts
View the current Annual Percentage Yield (APY). Rates may change at any time without prior notice, before or after the account is opened.

Certificates
View the current Annual Percentage Yield (APY). Rates may change at any time without prior notice, before or after the account is opened. Fees could reduce earnings on the account.

A penalty is imposed for early withdrawal. Please see the Deposit Agreement and Disclosures for details.

We will send you a maturity notice prior to renewal. Please read it carefully. We may change the type, term or other feature of your certificate by giving you notice. If we make a change, we tell you about the change in the maturity notice.

TCU-NAO rev. 05/2020