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Personal Loans

Instant Pre-Qualification

See how much you pre-qualify for with no impact to your credit!

Click the blue button to see if you pre-qualify. When you click this button, we will perform a soft pull of your credit report. (Don't worry! A soft pull will not affect your credit score.)

Prequalify Now

*Please note, this is not a guarantee to lend.

Ready for All of Life’s Moments

When life happens a low-interest personal loan from Travis Credit Union is ready to help. From paying for a wedding or other family event, a home improvement project, a long-awaited trip or to consolidate debt, TCU Personal Loans are ready for all of life’s moments.

Personal Loans

Common Uses: Personal loans are great for debt consolidation, home improvement projects, weddings, vacations and other expenditures.

Apply Online Check Rates

Features

  • Competitive Fixed Rates
  • No Pre-Payment Penalties
  • No Collateral Required
  • Use the funds for whatever you need
  • Terms from 12-60 months

Benefits

  • Save Money
  • Convenience – Save Time!
  • Flexibility
  • Peace of Mind

Other Types of Personal Loans

Ready Reserve Line of Credit icon | Personal Loans

Ready Reserve Line of Credit

A low-rate loan that requires no collateral. Use it for overdraft protection to your TCU checking account.
Limits are determined by creditworthiness and other factors.

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Energy-Efficient Upgrades icon | Personal Loans

Energy-Efficient Upgrades

Make energy-efficient home
improvements with our
Eco-Friendly Loan

Debt Consolidation icon | Personal Loans

Debt Consolidation

Consolidate your high-interest
debt and save money with a
TCU Personal Loan

Life Events icon | Personal Loans

Life Events

From a family event, a home
improvement project or another
unexpected expense

*APR (Annual Percentage Rate). All loan rates are based on applicant's credit history and other underwriting factors. All loan rates are subject to change daily without notice.
**Payment per $1,000 balance is based on an APR that is a representative rate for each product and term that is currently offered. Your rate may be lower or higher depending on your credit history and other underwriting factors. The payment examples listed are with the maximum term. For example: for a 4-year (48-month), $10,000 personal loan at the rate of 7.24%, multiply 10 x $24.07 for a payment amount of $240.70 (loan amount/$1,000 x payment example = payment amount).