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Personal Loans

Ready for All of Life’s Moments

Prequalify Now

When life happens a low-rate personal loan from Travis Credit Union is ready to help. With rates typically lower than credit cards, borrow smarter with a TCU Personal Loan. Use it to fund vacations, debt consolidation, a wedding, home improvement projects and so much more. Plus, receive fast funding and personalized service.

Competitive Low Rates

Personal Loans

Common Uses: Personal loans are great for debt consolidation, home improvement projects, weddings, vacations, student agriculture projects and other expenditures.

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  • Competitive Fixed Rates
  • No Pre-Payment Penalties
  • No Collateral Required
  • Mobile eSign Loan Disclosures- Learn More >
  • Terms from 12-60 months


  • Save Money
  • Convenience – Save Time!
  • Flexibility
  • Peace of Mind
  • Use the funds for whatever you need

Other Types of Personal Loans

Ready Reserve Line of Credit icon | Personal Loans

Ready Reserve Line of Credit

A low-rate loan that requires no collateral. Use it for overdraft protection to your TCU checking account.
Limits are determined by creditworthiness and other factors.

Apply Online FAQs

Energy-Efficient Upgrades icon | Personal Loans

Energy-Efficient Upgrades

Make energy-efficient home
improvements with our
Eco-Friendly Loan

Debt Consolidation icon | Personal Loans

Debt Consolidation

Consolidate your high-interest
debt and save money with a
TCU Personal Loan

Life Events icon | Personal Loans

Life Events

From a family event, a home
improvement project or another
unexpected expense

Student Agriculture icon | Personal Loans

Student Agriculture

Get funding assistance for
school livestock projects and
learn budgeting skills, too.

*APR (Annual Percentage Rate). All loan rates are based on applicant's credit history and other underwriting factors. All loan rates are subject to change daily without notice.
**Payment per $1,000 balance is based on an APR that is a representative rate for each product and term that is currently offered. Your rate may be lower or higher depending on your credit history and other underwriting factors. The payment examples listed are with the maximum term. For example: for a 4-year (48-month), $10,000 personal loan at the rate of 9.74%, multiply 10 x $25.25 for a payment amount of $252.50 (loan amount/$1,000 x payment example = payment amount).

Forbes Top 10 Credit Unions in California Award
Desjardins Financial Education Award, 1st place nationwide, adult and youth
US Air Force Distinguished Credit Union of the Year
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Routing 321170839

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