Deposit Rates

Rates | Deposit Rates

ACCOUNT TYPE	MINIMUM BALANCE TO OBTAIN APY	DIVIDEND RATE	ANNUAL PERCENTAGE YIELD
Prime Share Account Minimum Initial Deposit $5
	$99.99 or less	0.00%	0.00%
	$100.00 to $5,000.00	0.10%	0.10%
	$5,000.01 to $10,000.00	0.10%	0.10%
	$10,000.01 or more	0.15%	0.15%
Target Share Account Minimum Initial Deposit $0
	$99.99 or less	0.00%	0.00%
	$100.00 to $5,000.00	0.10%	0.10%
	$5,000.01 to $10,000.00	0.10%	0.10%
	$10,000.01 or more	0.15%	0.15%
Individual Retirement Account Minimum Initial Deposit $200
	$200.00	0.05%	0.05%
Coverdell Educational Savings Account (CESA) Minimum Initial Deposit $200
	$200.00	0.05%	0.05%
Ultimate Rewards Package Minimum Initial Deposit $5
	$500.00 or less	3.93%	4.00%
	$500.01 to $5,000.00	0.10%	0.10%
	$5,000.01 to $10,000.00	0.10%	0.10%
	$10,000.01 or more	0.15%	0.15%

ACCOUNT TYPE	MINIMUM BALANCE TO OBTAIN APY	DIVIDEND RATE	ANNUAL PERCENTAGE YIELD
Free Checking Minimum Initial Deposit $50
	N/A	0.00%	0.00%
Dividend Checking Minimum Initial Deposit $50
	$0 TO $499.99	0.00%	0.00%
	$500 OR MORE	0.05%	0.05%
Silver Wings Checking Minimum Initial Deposit $50
	$0 TO $499.99	0.00%	0.00%
	$500 OR MORE	0.05%	0.05%
Investor Checking Minimum Initial Deposit $50
	$0 TO $999.99	0.00%	0.00%
	$1,000 OR 4,999.99	0.15%	0.15%
	$5,000 TO $9,999.99	0.20%	0.20%
	$10,000 TO $24,999.99	0.25%	0.25%
	$25,000 TO $49,999.99	0.25%	0.25%
	$50,000 OR MORE	0.30%	0.30%
Health Savings Minimum Initial Deposit $50
	$0 TO $99.99	0.00%	0.00%
	$100 OR MORE	0.25%	0.25%
Access Checking Minimum Initial Deposit $50
	N/A	0.00%	0.00%

ACCOUNT TYPE	TERM	DIVIDEND RATE	ANNUAL PERCENTAGE YIELD
Standard Certificate Accounts Minimum Initial Deposit $500
	6 months (182 to 364 days)	0.40%	0.40%
	12 months (365 to 729 days)	0.60%	0.60%
	24 months (730 to 1094 days)	0.85%	0.85%
	36 months (1095 to 1459 days)	1.24%	1.25%
	48 months (1460 to 1824 days)	1.49%	1.50%
	60 months (1825 or more days)	1.74%	1.75%
Laddering Certificate Accounts (Including IRA & CESA) Minimum Initial Deposit $50000
	12 months (365 to 729 days)	0.70%	0.70%
	24 months (730 to 1094 days)	0.95%	0.95%
	36 months (1095 to 1459 days)	1.34%	1.35%
	48 months (1460 to 1824 days)	1.59%	1.60%
	60 months (1825 or more days)	1.83%	1.85%
IRA & Coverdell Educational Savings Account (CESA) Certificates Minimum Initial Deposit $500
	12 months (365 to 729 days)	0.60%	0.60%
	24 months (730 to 1094 days)	0.85%	0.85%
	36 months (1095 to 1459 days)	1.24%	1.25%
	48 months (1460 to 1824 days)	1.49%	1.50%
	60 months (1825 or more days)	1.74%	1.75%

ACCOUNT TYPE	MINIMUM BALANCE TO OBTAIN APY	DIVIDEND RATE	ANNUAL PERCENTAGE YIELD
Flexible Money Market Minimum Initial Deposit $1000
	$0 - $7,499.99	0.15%	0.15%
	$7,500 - $24,999.99	0.20%	0.20%
	$25,000 - $49,999.99	0.20%	0.20%
	$50,000 - $74,999.99	0.25%	0.25%
	$75,000 OR MORE	0.30%	0.30%
Sterling Money Market Minimum Initial Deposit $25000
	$0 TO $24,999.99	0.05%	0.05%
	$25,000 OR MORE	0.25%	0.25%
Premiere Money Market Minimum Initial Deposit $50000
	$0 TO $49,999.99	0.05%	0.05%
	$50,000 OR MORE	0.35%	0.35%
Premiere Plus Money Market Minimum Initial Deposit $75000
	$0 TO $74,999.99	0.05%	0.05%
	$75,000 OR MORE	0.35%	0.35%
Jumbo Money Market Minimum Initial Deposit $100000
	$0 TO $99,999.99	0.05%	0.05%
	$100,000 OR MORE	0.40%	0.40%

Dividends compound monthly.

Effective Date 8/1/2016