Share Savings, IRA Savings, Coverdell and Ultimate Rewards

How to Open an Account Savings Account Details

ACCOUNT TYPE MINIMUM BALANCE TO OBTAIN APY DIVIDEND RATE ANNUAL PERCENTAGE YIELD

Prime Share Account

Minimum Initial Deposit $5
  $99.99 or less 0.00% 0.00%
  $100.00 to $5,000.00 0.10% 0.10%
  $5,000.01 to $10,000.00 0.10% 0.10%
  $10,000.01 or more 0.15% 0.15%

Target Share Account

Minimum Initial Deposit $0
  $99.99 or less 0.00% 0.00%
  $100.00 to $5,000.00 0.10% 0.10%
  $5,000.01 to $10,000.00 0.10% 0.10%
  $10,000.01 or more 0.15% 0.15%

Individual Retirement Account

Minimum Initial Deposit $200
  $200.00 0.05% 0.05%

Coverdell Educational Savings Account (CESA)

Minimum Initial Deposit $200
  $200.00 0.05% 0.05%

Ultimate Rewards Package

Minimum Initial Deposit $5
  $500.00 or less 3.93% 4.00%
  $500.01 to $5,000.00 0.10% 0.10%
  $5,000.01 to $10,000.00 0.10% 0.10%
  $10,000.01 or more 0.15% 0.15%

Checking & Health Savings Account Rates

How to Open an Account Checking Account Details

ACCOUNT TYPE MINIMUM BALANCE TO OBTAIN APY DIVIDEND RATE ANNUAL PERCENTAGE YIELD

Free Checking

Minimum Initial Deposit $50
  N/A 0.00% 0.00%

Dividend Checking

Minimum Initial Deposit $50
  $0 TO $499.99 0.00% 0.00%
  $500 OR MORE 0.05% 0.05%

Silver Wings Checking

Minimum Initial Deposit $50
  $0 TO $499.99 0.00% 0.00%
  $500 OR MORE 0.05% 0.05%

Investor Checking

Minimum Initial Deposit $50
  $0 TO $999.99 0.00% 0.00%
  $1,000 OR 4,999.99 0.15% 0.15%
  $5,000 TO $9,999.99 0.20% 0.20%
  $10,000 TO $24,999.99 0.25% 0.25%
  $25,000 TO $49,999.99 0.25% 0.25%
  $50,000 OR MORE 0.30% 0.30%

Health Savings

Minimum Initial Deposit $50
  $0 TO $99.99 0.00% 0.00%
  $100 OR MORE 0.25% 0.25%

Access Checking

Minimum Initial Deposit $50
  N/A 0.00% 0.00%

Certificate and IRA Certificates

How to Open an Account Account Details

ACCOUNT TYPE TERM DIVIDEND RATE ANNUAL PERCENTAGE YIELD

Standard Certificate Accounts

Minimum Initial Deposit $500
  6 months (182 to 364 days) 0.60% 0.60%
  12 months (365 to 729 days) 0.90% 0.90%
  24 months (730 to 1094 days) 1.24% 1.25%
  36 months (1095 to 1459 days) 1.49% 1.50%
  48 months (1460 to 1824 days) 1.74% 1.75%
  60 months (1825 or more days) 1.98% 2.00%

Laddering Certificate Accounts (Including IRA & CESA)

Minimum Initial Deposit $50000
  12 months (365 to 729 days) 1.00% 1.00%
  24 months (730 to 1094 days) 1.34% 1.35%
  36 months (1095 to 1459 days) 1.59% 1.60%
  48 months (1460 to 1824 days) 1.84% 1.86%
  60 months (1825 or more days) 2.08% 2.10%

IRA & Coverdell Educational Savings Account (CESA) Certificates

Minimum Initial Deposit $500
  12 months (365 to 729 days) 0.90% 0.90%
  24 months (730 to 1094 days) 1.24% 1.25%
  36 months (1095 to 1459 days) 1.49% 1.50%
  48 months (1460 to 1824 days) 1.74% 1.75%
  60 months (1825 or more days) 1.98% 2.00%

Money Market Accounts

How to Open an Account Account Details

ACCOUNT TYPE MINIMUM BALANCE TO OBTAIN APY DIVIDEND RATE ANNUAL PERCENTAGE YIELD

Flexible Money Market

Minimum Initial Deposit $1000
  $0 - $7,499.99 0.15% 0.15%
  $7,500 - $24,999.99 0.25% 0.25%
  $25,000 - $49,999.99 0.30% 0.30%
  $50,000 - $74,999.99 0.40% 0.40%
  $75,000 OR MORE 0.45% 0.45%

Sterling Money Market

Minimum Initial Deposit $25000
  $0 TO $24,999.99 0.05% 0.05%
  $25,000 OR MORE 0.35% 0.35%

Premiere Money Market

Minimum Initial Deposit $50000
  $0 TO $49,999.99 0.05% 0.05%
  $50,000 OR MORE 0.50% 0.50%

Premiere Plus Money Market

Minimum Initial Deposit $75000
  $0 TO $74,999.99 0.05% 0.05%
  $75,000 OR MORE 0.55% 0.55%

Jumbo Money Market

Minimum Initial Deposit $100000
  $0 TO $99,999.99 0.05% 0.05%
  $100,000 OR MORE 0.60% 0.60%

Dividends compound monthly.

Effective Date 12/15/2016