Share Savings, IRA Savings, Coverdell and Ultimate Rewards
Savings Account Details
| MINIMUM BALANCE TO OBTAIN APY |
DIVIDEND RATE |
ANNUAL PERCENTAGE YIELD |
Prime Share Account Minimum Initial Deposit $5 |
| $99.99 or less |
0.00% |
0.00% |
| $100.00 to $5,000.00 |
0.05% |
0.05% |
| $5,000.01 to $10,000.00 |
0.05% |
0.05% |
| $10,000.01 or more |
0.10% |
0.10% |
Target Share Account Minimum Initial Deposit $0 |
| $99.99 or less |
0.00% |
0.00% |
| $100.00 to $5,000.00 |
0.05% |
0.05% |
| $5,000.01 to $10,000.00 |
0.05% |
0.05% |
| $10,000.01 or more |
0.10% |
0.10% |
Individual Retirement Account Minimum Initial Deposit $200 |
| $200.00 |
0.05% |
0.05% |
Coverdell Educational Savings Account (CESA) Minimum Initial Deposit $200 |
| $200.00 |
0.05% |
0.05% |
Ultimate Rewards Package Minimum Initial Deposit $5 |
| $500.00 or less |
3.93% |
4.00% |
| $500.01 to $5,000.00 |
0.05% |
0.05% |
| $5,000.01 to $10,000.00 |
0.05% |
0.05% |
| $10,000.01 or more |
0.10% |
0.10% |
Checking & Health Savings Account Rates
Checking Account Details
| MINIMUM BALANCE TO OBTAIN APY |
DIVIDEND RATE |
ANNUAL PERCENTAGE YIELD |
Free Checking Minimum Initial Deposit $50 |
| N/A |
0.00% |
0.00% |
Dividend Checking Minimum Initial Deposit $50 |
| $0 TO $499.99 |
0.00% |
0.00% |
| $500 OR MORE |
0.05% |
0.05% |
Silver Wings Checking Minimum Initial Deposit $50 |
| $0 TO $499.99 |
0.00% |
0.00% |
| $500 OR MORE |
0.05% |
0.05% |
Investor Checking Minimum Initial Deposit $50 |
| $0 TO $999.99 |
0.00% |
0.00% |
| $1,000 OR 4,999.99 |
0.10% |
0.10% |
| $5,000 TO $9,999.99 |
0.15% |
0.15% |
| $10,000 TO $24,999.99 |
0.20% |
0.20% |
| $25,000 TO $49,999.99 |
0.20% |
0.20% |
| $50,000 OR MORE |
0.20% |
0.20% |
Health Savings Minimum Initial Deposit $50 |
| $0 TO $99.99 |
0.00% |
0.00% |
| $100 OR MORE |
0.25% |
0.25% |
Access Checking Minimum Initial Deposit $50 |
| N/A |
0.00% |
0.00% |
Certificate and IRA Certificates
Account Details
| TERM |
DIVIDEND RATE |
ANNUAL PERCENTAGE YIELD |
13 Month Certificate Special (Including IRA & CESA) Minimum Initial Deposit $500 New Money. Only New Money qualifies for the 13 Month Certificate Special.
(New Money is defined as funds not currently on deposit with Travis Credit Union)
|
| 13 months (396 days) |
1.49% |
1.50% |
Bump-Up Certificate (Including IRA & CESA) Minimum Initial Deposit $1,000; Only New Money qualifies for the Promotional Rate.
(New Money is defined as funds not currently on deposit with Travis Credit Union)
|
| 24 months (730 days) |
1.59% |
1.60% |
Standard Certificate Accounts Minimum Initial Deposit $500 |
| 6 months (182 to 364 days) |
0.50% |
0.50% |
| 12 months (365 to 729 days) |
1.00% |
1.00% |
| 24 months (730 to 1094 days) |
1.34% |
1.35% |
| 36 months (1095 to 1459 days) |
1.59% |
1.60% |
| 48 months (1460 to 1824 days) |
1.64% |
1.65% |
| 60 months (1825 or more days) |
1.98% |
2.00% |
Laddering Certificate Accounts (Including IRA & CESA) Minimum Initial Deposit $50000 |
| 12 months (365 to 729 days) |
1.09% |
1.10% |
| 24 months (730 to 1094 days) |
1.44% |
1.45% |
| 36 months (1095 to 1459 days) |
1.69% |
1.70% |
| 48 months (1460 to 1824 days) |
1.74% |
1.75% |
| 60 months (1825 or more days) |
2.08% |
2.10% |
IRA & Coverdell Educational Savings Account (CESA) Certificates Minimum Initial Deposit $500 |
| 12 months (365 to 729 days) |
1.00% |
1.00% |
| 24 months (730 to 1094 days) |
1.34% |
1.35% |
| 36 months (1095 to 1459 days) |
1.59% |
1.60% |
| 48 months (1460 to 1824 days) |
1.64% |
1.65% |
| 60 months (1825 or more days) |
1.98% |
2.00% |
Read the Certificate Account Disclosure.
Ladder Certificates are regular certificates that require the member to establish 5 individual certificates with “laddering” maturity dates. The first certificate will be established with a 1 year term, the second with a 2 year term, and so on until the last certificate is issued with a 5 year term. Each individual certificate requires a minimum deposit of $10,000.
Money Market Accounts
Open an Account Account Details
| MINIMUM BALANCE TO OBTAIN APY |
DIVIDEND RATE |
ANNUAL PERCENTAGE YIELD |
Flexible Money Market Minimum Initial Deposit $1000 |
| $0 - $7,499.99 |
0.20% |
0.20% |
| $7,500 - $24,999.99 |
0.35% |
0.35% |
| $25,000 - $49,999.99 |
0.40% |
0.40% |
| $50,000 - $74,999.99 |
0.50% |
0.50% |
| $75,000 OR MORE |
0.55% |
0.55% |
Sterling Money Market Minimum Initial Deposit $25000 |
| $0 TO $24,999.99 |
0.05% |
0.05% |
| $25,000 OR MORE |
0.45% |
0.45% |
Premiere Money Market Minimum Initial Deposit $50000 |
| $0 TO $49,999.99 |
0.05% |
0.05% |
| $50,000 OR MORE |
0.60% |
0.60% |
Premiere Plus Money Market Minimum Initial Deposit $75000 |
| $0 TO $74,999.99 |
0.05% |
0.05% |
| $75,000 OR MORE |
0.65% |
0.65% |
Jumbo Money Market Minimum Initial Deposit $100000 |
| $0 TO $99,999.99 |
0.05% |
0.05% |
| $100,000 OR MORE |
0.70% |
0.70% |
Dividends compound monthly.
Effective Date 3/18/2020