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Share Savings, IRA Savings, Coverdell and Ultimate Rewards

Savings Account Details

MINIMUM BALANCE TO OBTAIN APY DIVIDEND RATE ANNUAL PERCENTAGE YIELD

Prime Share Account

Minimum Initial Deposit $5
$99.99 or less 0.00% 0.00%
$100.00 to $5,000.00 0.10% 0.10%
$5,000.01 to $10,000.00 0.10% 0.10%
$10,000.01 or more 0.15% 0.15%

Target Share Account

Minimum Initial Deposit $0
$99.99 or less 0.00% 0.00%
$100.00 to $5,000.00 0.10% 0.10%
$5,000.01 to $10,000.00 0.10% 0.10%
$10,000.01 or more 0.15% 0.15%

Individual Retirement Account

Minimum Initial Deposit $200
$200.00 0.05% 0.05%

Coverdell Educational Savings Account (CESA)

Minimum Initial Deposit $200
$200.00 0.05% 0.05%

Ultimate Rewards Package

Minimum Initial Deposit $5
$500.00 or less 3.93% 4.00%
$500.01 to $5,000.00 0.10% 0.10%
$5,000.01 to $10,000.00 0.10% 0.10%
$10,000.01 or more 0.15% 0.15%

Checking & Health Savings Account Rates

Checking Account Details

MINIMUM BALANCE TO OBTAIN APY DIVIDEND RATE ANNUAL PERCENTAGE YIELD

Free Checking

Minimum Initial Deposit $50
N/A 0.00% 0.00%

Dividend Checking

Minimum Initial Deposit $50
$0 TO $499.99 0.00% 0.00%
$500 OR MORE 0.05% 0.05%

Silver Wings Checking

Minimum Initial Deposit $50
$0 TO $499.99 0.00% 0.00%
$500 OR MORE 0.05% 0.05%

Investor Checking

Minimum Initial Deposit $50
$0 TO $999.99 0.00% 0.00%
$1,000 OR 4,999.99 0.15% 0.15%
$5,000 TO $9,999.99 0.20% 0.20%
$10,000 TO $24,999.99 0.25% 0.25%
$25,000 TO $49,999.99 0.25% 0.25%
$50,000 OR MORE 0.30% 0.30%

Health Savings

Minimum Initial Deposit $50
$0 TO $99.99 0.00% 0.00%
$100 OR MORE 0.25% 0.25%

Access Checking

Minimum Initial Deposit $50
N/A 0.00% 0.00%

Certificate and IRA Certificates

Bump-Up Certificate Account Details

TERM DIVIDEND RATE ANNUAL PERCENTAGE YIELD

13 Month Certificate Special (Including IRA & CESA)

Minimum Initial Deposit $500 New Money. Only New Money qualifies for the 13 Month Certificate Special. (New Money is defined as funds not currently on deposit with Travis Credit Union)
13 months (396 days) 2.37% 2.40%

Bump-Up Certificate (Including IRA & CESA)

Minimum Initial Deposit $1,000; Only New Money qualifies for the Promotional Rate.
(New Money is defined as funds not currently on deposit with Travis Credit Union)
24 months (730 days) 2.47% 2.50%

Standard Certificate Accounts

Minimum Initial Deposit $500
6 months (182 to 364 days) 0.75% 0.75%
12 months (365 to 729 days) 1.24% 1.25%
24 months (730 to 1094 days) 1.59% 1.60%
36 months (1095 to 1459 days) 1.83% 1.85%
48 months (1460 to 1824 days) 1.88% 1.90%
60 months (1825 or more days) 2.23% 2.25%

Laddering Certificate Accounts (Including IRA & CESA)

Minimum Initial Deposit $50000
12 months (365 to 729 days) 1.34% 1.35%
24 months (730 to 1094 days) 1.69% 1.70%
36 months (1095 to 1459 days) 1.93% 1.95%
48 months (1460 to 1824 days) 1.98% 2.00%
60 months (1825 or more days) 2.33% 2.36%

IRA & Coverdell Educational Savings Account (CESA) Certificates

Minimum Initial Deposit $500
12 months (365 to 729 days) 1.24% 1.25%
24 months (730 to 1094 days) 1.59% 1.60%
36 months (1095 to 1459 days) 1.83% 1.85%
48 months (1460 to 1824 days) 1.88% 1.90%
60 months (1825 or more days) 2.23% 2.25%

Read the Certificate Account Disclosure.

Ladder Certificates are regular certificates that require the member to establish 5 individual certificates with “laddering” maturity dates. The first certificate will be established with a 1 year term, the second with a 2 year term, and so on until the last certificate is issued with a 5 year term. Each individual certificate requires a minimum deposit of $10,000.

Money Market Accounts

Open an Account Account Details

MINIMUM BALANCE TO OBTAIN APY DIVIDEND RATE ANNUAL PERCENTAGE YIELD

Flexible Money Market

Minimum Initial Deposit $1000
$0 - $7,499.99 0.40% 0.40%
$7,500 - $24,999.99 0.55% 0.55%
$25,000 - $49,999.99 0.60% 0.60%
$50,000 - $74,999.99 0.70% 0.70%
$75,000 OR MORE 0.75% 0.75%

Sterling Money Market

Minimum Initial Deposit $25000
$0 TO $24,999.99 0.05% 0.05%
$25,000 OR MORE 0.65% 0.65%

Premiere Money Market

Minimum Initial Deposit $50000
$0 TO $49,999.99 0.05% 0.05%
$50,000 OR MORE 0.80% 0.80%

Premiere Plus Money Market

Minimum Initial Deposit $75000
$0 TO $74,999.99 0.05% 0.05%
$75,000 OR MORE 0.85% 0.85%

Jumbo Money Market

Minimum Initial Deposit $100000
$0 TO $99,999.99 0.05% 0.05%
$100,000 OR MORE 0.90% 0.90%

Dividends compound monthly.

Effective Date 10/19/2018