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Deposit Rates

Rates | Deposit Rates

MINIMUM BALANCE TO OBTAIN APY	DIVIDEND RATE	ANNUAL PERCENTAGE YIELD
Prime Share Account Minimum Initial Deposit $5
$99.99 or less	0.00%	0.00%
$100.00 to $5,000.00	0.10%	0.10%
$5,000.01 to $10,000.00	0.10%	0.10%
$10,000.01 or more	0.15%	0.15%
Target Share Account Minimum Initial Deposit $0
$99.99 or less	0.00%	0.00%
$100.00 to $5,000.00	0.10%	0.10%
$5,000.01 to $10,000.00	0.10%	0.10%
$10,000.01 or more	0.15%	0.15%
Individual Retirement Account Minimum Initial Deposit $200
$200.00	0.05%	0.05%
Coverdell Educational Savings Account (CESA) Minimum Initial Deposit $200
$200.00	0.05%	0.05%
Ultimate Rewards Package Minimum Initial Deposit $5
$500.00 or less	3.93%	4.00%
$500.01 to $5,000.00	0.10%	0.10%
$5,000.01 to $10,000.00	0.10%	0.10%
$10,000.01 or more	0.15%	0.15%

MINIMUM BALANCE TO OBTAIN APY	DIVIDEND RATE	ANNUAL PERCENTAGE YIELD
Free Checking Minimum Initial Deposit $50
N/A	0.00%	0.00%
Dividend Checking Minimum Initial Deposit $50
$0 TO $499.99	0.00%	0.00%
$500 OR MORE	0.05%	0.05%
Silver Wings Checking Minimum Initial Deposit $50
$0 TO $499.99	0.00%	0.00%
$500 OR MORE	0.05%	0.05%
Investor Checking Minimum Initial Deposit $50
$0 TO $999.99	0.00%	0.00%
$1,000 OR 4,999.99	0.15%	0.15%
$5,000 TO $9,999.99	0.20%	0.20%
$10,000 TO $24,999.99	0.25%	0.25%
$25,000 TO $49,999.99	0.25%	0.25%
$50,000 OR MORE	0.30%	0.30%
Health Savings Minimum Initial Deposit $50
$0 TO $99.99	0.00%	0.00%
$100 OR MORE	0.25%	0.25%
Access Checking Minimum Initial Deposit $50
N/A	0.00%	0.00%

TERM	DIVIDEND RATE	ANNUAL PERCENTAGE YIELD
Standard Certificate Accounts Minimum Initial Deposit $500
6 months (182 to 364 days)	0.60%	0.60%
12 months (365 to 729 days)	0.90%	0.90%
24 months (730 to 1094 days)	1.24%	1.25%
36 months (1095 to 1459 days)	1.49%	1.50%
48 months (1460 to 1824 days)	1.74%	1.75%
60 months (1825 or more days)	1.98%	2.00%
Laddering Certificate Accounts (Including IRA & CESA) Minimum Initial Deposit $50000
12 months (365 to 729 days)	1.00%	1.00%
24 months (730 to 1094 days)	1.34%	1.35%
36 months (1095 to 1459 days)	1.59%	1.60%
48 months (1460 to 1824 days)	1.84%	1.86%
60 months (1825 or more days)	2.08%	2.10%
IRA & Coverdell Educational Savings Account (CESA) Certificates Minimum Initial Deposit $500
12 months (365 to 729 days)	0.90%	0.90%
24 months (730 to 1094 days)	1.24%	1.25%
36 months (1095 to 1459 days)	1.49%	1.50%
48 months (1460 to 1824 days)	1.74%	1.75%
60 months (1825 or more days)	1.98%	2.00%

MINIMUM BALANCE TO OBTAIN APY	DIVIDEND RATE	ANNUAL PERCENTAGE YIELD
Flexible Money Market Minimum Initial Deposit $1000
$0 - $7,499.99	0.15%	0.15%
$7,500 - $24,999.99	0.25%	0.25%
$25,000 - $49,999.99	0.30%	0.30%
$50,000 - $74,999.99	0.40%	0.40%
$75,000 OR MORE	0.45%	0.45%
Sterling Money Market Minimum Initial Deposit $25000
$0 TO $24,999.99	0.05%	0.05%
$25,000 OR MORE	0.35%	0.35%
Premiere Money Market Minimum Initial Deposit $50000
$0 TO $49,999.99	0.05%	0.05%
$50,000 OR MORE	0.50%	0.50%
Premiere Plus Money Market Minimum Initial Deposit $75000
$0 TO $74,999.99	0.05%	0.05%
$75,000 OR MORE	0.55%	0.55%
Jumbo Money Market Minimum Initial Deposit $100000
$0 TO $99,999.99	0.05%	0.05%
$100,000 OR MORE	0.60%	0.60%

Dividends compound monthly.

Effective Date 12/15/2016