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Checking Rates

Free Checking

Switch to a Travis checking today and enjoy great easy-to-use features such as Apple Pay® and Samsung Pay®, Zelle® person-to-person payments, free Online Banking with free Bill Pay and free access to 30,000 CO-OP Network® ATMs across the U.S. and Canada.

Minimum Balance
to Obtain APY
Dividend
Rate
Annual Percentage
Yield (APY)
N/A 0.00% 0.00%

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Access Checking

Easy, Online and No Overdraft Fees
Our Access Account embraces only the best features of a traditional checking account. Use your Access Visa® debit card to swipe, tap or sign for purchases. Access is enabled for Apple Pay® and Samsung Pay®, and you can send money to others using their email or phone number via Zelle®. Plus, there’s no overdraft fees, ever. Do things your way with our Access Account.

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Minimum Balance
to Obtain APY
Dividend
Rate
Annual Percentage
Yield (APY)
N/A 0.00% 0.00%

Learn More Open an Account

Investor Checking

Those who carry higher balances can earn our highest checking dividends through Investor Checking. You’ll also enjoy the following free benefits: overdraft protection, four foreign ATM transactions per month¹ and Classic checks².

Minimum Balance
to Obtain APY
Dividend
Rate
Annual Percentage
Yield (APY)
$0 TO $999.99 0.00% 0.00%
$1,000 TO $4,999.99 0.15% 0.15%
$5,000 TO $9,999.99 0.20% 0.20%
$10,000 TO $24,999.99 0.25% 0.25%
$25,000 TO $49,999.99 0.25% 0.25%
$50,000 OR MORE 0.25% 0.25%

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Minimum Initial Deposit $50

Free Checking Account Disclosure

Access Account Disclosure

Investor Checking Account Disclosure
*A minimum checking balance of $2,500 or a combined checking, savings, money market and/or certificate accounts balance of $5,000 or more required to avoid the monthly $7.50 fee. (Combined balance does not include IRA savings or IRA certificates.)
1. Four free Non-CO-OP Network ATM transactions per month, then $1.50 fee per transaction. No fee from Travis Credit Union applies, but surcharges from other non-CO-OP Network financial institution ATM owners may apply.
2. One box of free Classic checks may be ordered at a time.
Dividends compound monthly. Effective Date 1/26/2023