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Auto Loan Rates

Buying or refinancing a vehicle loan at Travis is quick, easy and can save you money. We have the products, resources and experience to get you the best rate on your vehicle loan so you can look forward to lower payments ahead.

Term in Months Minimum Amount APR* Payment per $1,000**
Up to 36 $500.00 4.74% - 17.99% $29.86
37 to 48 $4,000.00 4.74% - 17.99% $22.91
49 to 60 $5,000.00 4.74% - 17.99% $18.76
61 to 66 $5,000.00 4.84% - 17.99% $17.29
67 to 78 $10,000.00 4.84% - 17.99% $14.97
79 to 84 $20,000.00 5.24% - 17.99% $14.25

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Term in Months Minimum Amount APR* Payment per $1,000**
Up to 36 $500.00 4.99% - 17.99% $29.97
37 to 48 $4,000.00 4.99% - 17.99% $23.03
49 to 60 $5,000.00 4.99% - 17.99% $18.87
61 to 66 $5,000.00 5.09% - 17.99% $17.41
67 to 78 $10,000.00 5.09% - 17.99% $15.09
79 to 84 $20,000.00 5.49% - 17.99% $14.37

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New Motorcycle Loans, 2025 and newer models

Term In Months Minimum Anount APR* Payment per $1,000**
Up to 36 $500.00 8.39% - 18.00% $31.53
37 to 48 $4,000.00 8.39% - 18.00% $24.61
49 to 60 $5,000.00 8.39% - 18.00% $20.47
61 to 72 $10,000.00 8.89% - 18.50% $17.98

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Used Motorcycle Loans, 2016 - 2024 models

Term In Months Minimum Anount APR* Payment per $1,000**
Up to 36 $500.00 9.14% - 18.75% $31.88
37 to 48 $4,000.00 9.14% - 18.75% $24.96
49 to 60 $5,000.00 9.14% - 18.75% $20.84

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New RV / Boat Loans, 2025 and newer models

New RV, Campers, Trailers, Boats, Jetskis & Van Conversions

Term In Months Minimum Anount APR* Payment per $1,000**
Up to 36 $500.00 7.51% - 8.48% $31.12
37 to 48 $4,000.00 7.51% - 8.48% $24.19
49 to 60 $5,000.00 7.51% - 8.48% $20.05
61 to 72 $15,000.00 7.51% - 8.48% $17.30
73 to 120 $20,000.00 7.51% - 8.48% $11.88

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Used RV / Boat Loans, 2016 - 2024 models

Used RVs, Campers, Trailers, Boats, Jetskis & Van Conversions

Term In Months Minimum Anount APR* Payment per $1,000**
Up to 36 $500.00 7.51% - 8.48% $31.12
37 to 48 $4,000.00 7.51% - 8.48% $24.19
49 to 60 $5,000.00 7.51% - 8.48% $20.05
61 to 72 $15,000.00 7.51% - 8.48% $17.30
73 to 120 $20,000.00 7.51% - 8.48% $11.88

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New Auto Loans
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
*APR=Annual Percentage Rate. New Auto rate includes a 0.50% discount for being a member for more than 6 months. If membership is 6 months or less, the rate increases by 0.50%. Refinancing of TCU auto loans may not be eligible for all rates and may include a fee. All loan rates are dependent on credit worthiness, ability to repay, financed amount, and additional underwriting factors.
All loan rates are subject to change daily without notice. For vehicles older than 10 years, please contact Travis Credit Union. For more information, please call (707) 451-5350 or (800) 877-8328.
** Payment per $1,000 balance is based on an APR that is a representative rate for each product and term that is currently offered. Your rate may be lower or higher depending on your credit history and other underwriting factors.
New Auto Loan: The payment examples listed are with the maximum term. For example: for a 3-year (36-month), $20,000 new auto loan at the rate of 4.74%, multiply 20 x $29.86 for a payment amount of $597.20 (loan amount / $1,000 x payment example = payment amount).
Effective Date 6/04/2026

Used Auto Loans
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
*APR=Annual Percentage Rate. Used Auto rate includes a 0.50% discount for being a member for more than 6 months. If membership is 6 months or less, the rate increases by 0.50%. Refinancing of TCU auto loans may not be eligible for all rates and may include a fee. All loan rates are dependent on credit worthiness, ability to repay, financed amount, and additional underwriting factors.
All loan rates are subject to change daily without notice. For vehicles older than 10 years, please contact Travis Credit Union. For more information, please call (707) 451-5350 or (800) 877-8328.
** Payment per $1,000 balance is based on an APR that is a representative rate for each product and term that is currently offered. Your rate may be lower or higher depending on your credit history and other underwriting factors.
Used Auto Loan: The payment examples listed are with the maximum term. For example: for a 3-year (36-month), $20,000 used auto loan at the rate of 4.99%, multiply 20 x $29.97 for a payment amount of $599.40 (loan amount / $1,000 x payment example = payment amount).
Effective Date 6/04/2026

New Motorcycle Loans
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
*APR = Annual Percentage Rate. New Motorcycle rates include a 0.50% discount for being a member for more than 6 months. If membership is 6 months or less, the rate increases by 0.50%. All loan rates are based on applicant's credit history and other underwriting factors.
All loan rates are subject to change daily without notice. For vehicles older than 10 years, please contact Travis Credit Union. For more information, please call (707) 451-5350 or (800) 877-8328.
** Payment per $1,000 balance is based on an APR that is a representative rate for each product and term that is currently offered. Your rate may be lower or higher depending on your credit history and other underwriting factors.
The payment examples listed are with the maximum term. For example: for a 3-year (36-month), $10,000 motorcycle loan at the rate of 8.39%, multiply 10 x $31.53 for a payment amount of $315.30 (loan amount / $1,000 x payment example = payment amount).
Effective Date 4/16/2026

Used Motorcycle Loans
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
*APR = Annual Percentage Rate. Used Motorcycle rates include a 0.50% discount for being a member for more than 6 months. If membership is 6 months or less, the rate increases by 0.50%. All loan rates are based on applicant's credit history and other underwriting factors.
All loan rates are subject to change daily without notice. For vehicles older than 10 years, please contact Travis Credit Union. For more information, please call (707) 451-5350 or (800) 877-8328.
** Payment per $1,000 balance is based on an APR that is a representative rate for each product and term that is currently offered. Your rate may be lower or higher depending on your credit history and other underwriting factors.
The payment examples listed are with the maximum term. For example: for a 3-year (36-month), $10,000 motorcycle loan at the rate of 9.14%, multiply 10 x $31.88 for a payment amount of $318.80 (loan amount / $1,000 x payment example = payment amount).
Effective Date 4/16/2026

New Boats / RVs
Up to 100% financing. All Terms & Conditions are subject to loan approval. No Liens on New RV's. No Cash Out on Refinances. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
*APR = Annual Percentage Rate. New RVs, Campers, Trailers, Boats, Jetskis & Van Conversions rates include a 0.50% discount for being a member for more than 6 months. If membership is 6 months or less, the rate increases by 0.50%. All loan rates are based on applicant's credit history and other underwriting factors.
All loan rates are subject to change daily without notice. For vehicles older than 10 years, please contact Travis Credit Union. For more information, please call (707) 451-5350 or (800) 877-8328.
** Payment per $1,000 balance is based on an APR that is a representative rate for each product and term that is currently offered. Your rate may be lower or higher depending on your credit history and other underwriting factors.
The payment examples listed are with the maximum term. For example: for a 3-year (36-month), $20,000 new Boat/RV loan at the rate of 7.51%, multiply 20 x $31.12 for a payment amount of $622.40 (loan amount / $1,000 x payment example = payment amount.
Effective Date 4/16/2026

Used Boats / RVs
Up to 100% financing. All Terms & Conditions are subject to loan approval. No Liens on New RV's. No Cash Out on Refinances. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
*APR = Annual Percentage Rate. Used RVs, Campers, Trailers, Boats, Jetskis & Van Conversions rates include a 0.50% discount for being a member for more than 6 months. If membership is 6 months or less, the rate increases by 0.50%. All loan rates are based on applicant's credit history and other underwriting factors.
All loan rates are subject to change daily without notice. For vehicles older than 10 years, please contact Travis Credit Union. For more information, please call (707) 451-5350 or (800) 877-8328.
** Payment per $1,000 balance is based on an APR that is a representative rate for each product and term that is currently offered. Your rate may be lower or higher depending on your credit history and other underwriting factors.
The payment examples listed are with the maximum term. For example: for a 3-year (36-month), $20,000 used Boat/RV loan at the rate of 7.51%, multiply 20 x $31.12 for a payment amount of $622.40 (loan amount / $1,000 x payment example = payment amount).
Effective Date 4/16/2026