“Receiving the Bank On certification for our Access Checking account affirms our commitment to offering safe, affordable, and inclusive financial services,” said Kevin Miller, president and chief executive officer at Travis Credit Union. “This milestone reflects our dedication to helping members build stronger financial futures through accessible and transparent banking solutions.”
The Access Checking account, a TCU Bank On Certified product, offers a range of convenient and cost-effective features designed to support everyday banking needs. With no monthly fees, no minimum balance requirements, and no overdraft fees, it provides a worry-free banking experience. Members can enjoy early access to their pay—up to two days in advance*—with direct deposit and have access to a network of 30,000 ATMs nationwide**. The account includes a contactless debit card and supports digital wallets such as Apple Pay®, Google Pay®, and Samsung Pay®. Additionally, up to $250,000 in funds are NCUA insured, ensuring peace of mind and financial security.
“The Cities for Financial Empowerment Fund is delighted to award its national Bank On account certification to TCU’s Access Checking,” said Jonathan Mintz, president and chief executive officer of the Cities for Financial Empowerment Fund. “Access Checking offers Northern California residents who are looking to improve their finances a safe, affordable, and truly useful mainstream banking product to access and manage their money. TCU’s offering of this terrific account brings them into the forefront of national banking access efforts, and we thank them.”
The Bank On initiative aims to ensure that everyone has access to safe and affordable financial products. The National Account Standards help local coalitions connect consumers with accounts that meet their needs. With Access Checking now certified, TCU joins over 46,000 branches nationwide offering Bank On accounts, representing more than two-thirds of the national deposit market share. Nearly 500 Bank On certified accounts are now available at financial institutions across the country. Data collected by the CFE Fund in partnership with the Federal Reserve Bank of St. Louis shows that these accounts are meeting consumer needs—millions of Bank On certified accounts have been opened, with approximately 85% opened by consumers new to the financial institution.
About Travis Credit Union
Travis Credit Union, based in Vacaville, Calif., has been recognized at the federal, state and local levels for its longstanding financial education and financial advocacy efforts. In 2024, TCU was named as a Best Regional Credit Union by Newsweek. It was also selected as a Best-In-State Credit Union by Forbes and has also earned the U.S. Air Force Distinguished Credit Union of the Year award. Founded in 1951 on Travis Air Force Base, TCU today serves 12 Northern California counties. It is the twelfth largest credit union in California, with 250,000 members and $5 billion in assets. Learn more about our mission at traviscu.org.
About the Cities for Financial Empowerment Fund (CFE Fund)
The CFE Fund supports municipal efforts to improve the financial stability of households by leveraging opportunities unique to local government. By translating cutting-edge experience with large-scale programs, research, and policy in cities of all sizes, the CFE Fund assists mayors and other local leaders to identify, develop, fund, implement, and research pilots and programs that help families build assets and make the most of their financial resources. The CFE Fund is currently working in almost 150 cities and counties, and has disbursed over $69 million to local governments and their partners to support these efforts. For more information, please visit www.cfefund.org or follow us on Bluesky at @cfefund.bsky.social.
About Bank On
The CFE Fund’s national Bank On movement supports local coalition and financial institution efforts to connect consumers to safe, affordable banking accounts as a fundamental component of financial stability. Already, almost 500 accounts at banks and credit unions nationwide – representing over two-thirds of the national deposit market share – are certified as meeting the Bank On National Account Standards, which designate both core and strongly recommended features that ensure low cost, no surprise fees, high functionality, and consumer safety. More than 100 Bank On coalitions across the country are working to connect unbanked and underbanked individuals to certified accounts, often through leveraging large-scale government program and payment opportunities. Visit www.joinbankon.org for more information.
*Early posting is not guaranteed and is dependent upon an individual’s payroll. Subject to receipt from originator and other terms and conditions.
**Part of the CO-OP Shared ATM Network