4-Month Certificate Promotion
1. APY is Annual Percentage Yield. APY for this 4-month certificate promotion is accurate as of Oct. 2, 2023, and assumes principal and dividends will remain on deposit until maturity. Dividends compound monthly. Withdrawals may reduce earnings. $500 minimum initial deposit and maximum deposit of $50,000.
*Only new money qualifies for the 4-month certificate promotion. New money is defined as funds not currently on deposit with Travis Credit Union (TCU). Offer applies to new members that open a TCU checking account with direct deposit as well as existing members with no checking account that open a new checking account with direct deposit or have a checking account and no direct deposit and sign up for direct deposit or have a current checking and direct deposit. Direct deposits require a minimum of three (3) deposits, totaling $2,000 or more, within 90 days of account opening. Each direct deposit must be at least $200. If minimum direct deposit requirements are not met, the certificate will revert to the Base Dividend Rate for the entire 4-month term. This may result in a deduction of earned dividends and/or reduction of the principal balance if dividends are withdrawn. Minimum to open a TCU checking account is $50. Limit one 4-month certificate promotion per member. Certificate will automatically renew on the maturity date at the standard 6-month term and dividend rate. Penalty for early withdrawal. We reserve the right to change or discontinue this program at any time. Rates and terms are subject to change without notice. Membership is required with a one-time non-refundable $5 fee and a $5 minimum deposit. Must meet membership qualifications. Everyone who lives, works, worships or attends school in our 12-county area is eligible for membership: Solano, Yolo, Contra Costa, Merced, Napa, Alameda, Colusa, Placer, Sacramento, San Joaquin, Sonoma and Stanislaus. See account disclosure for complete details. Insured by NCUA.
Certificate Promotion chart comparing terms in months to annual percentage yield
STANDARD
TERMS |
MINIMUM
BALANCE TO
OBTAIN APY |
DIVIDEND
RATE |
ANNUAL
PERCENTAGE
YIELD (APY) |
|
Certificate Promotion
Minimum Initial Deposit $500 New Money. Only New Money qualifies for the 4 Month Certificate Specials. Maximum deposit amount is $50,000. (New Money is defined as funds not currently on deposit with Travis Credit Union).
|
4 months
(122 days) |
Promo Dividend Rate
$500 - $50,000 |
5.84% |
6.00% |
Base Dividend Rate
$500 - $50,000 |
0.90% |
0.90% |
Direct Advantage Money Market
2. APY is Annual Percentage Yield. APY is accurate as of Oct. 2, 2023. Withdrawals may reduce earnings. Rate is variable and may change at any time. The APY is calculated on the end-of-day balances and dividends are paid on the last day of the month. $100 minimum initial deposit.
*Only new money qualifies for the Direct Advantage MMA. New money is defined as funds not currently on deposit with Travis Credit Union (TCU). Offer applies to new members that open a TCU checking account with direct deposit as well as existing members with no checking account that open a new checking account with direct deposit or have a checking account and no direct deposit and sign up for direct deposit, or have a current checking and direct deposit. Limit one Direct Advantage MMA per member. Minimum to open a TCU checking account is $50. Qualifying requirements: Have a TCU checking account and a minimum of three (3) direct deposits, totaling $2,000 or more, within 90 days of account opening. Each direct deposit must be at least $200. If the account does not meet the requirements 3 calendar months after the account is opened, the Base Dividend Rate will be applied to the account until the requirements are met. Introductory Period: For the first calendar month in which the Direct Advantage MMA is opened and for an additional three (3) calendar months after that, the account will earn the Promo Dividend Rate. After the Introductory Period, the Promo Dividend Rate will apply each month if the qualifying requirements are met for the previous rolling 90-day period. We reserve the right to change or discontinue this program at any time. Rates and terms are subject to change without notice. Membership is required with a one-time nonrefundable $5 fee and a $5 minimum deposit. Must meet membership qualifications. Everyone who lives, works, worships or attends school in our 12-county area is eligible for membership: Solano, Yolo, Contra Costa, Merced, Napa, Alameda, Colusa, Placer, Sacramento, San Joaquin, Sonoma and Stanislaus. See account disclosure for complete details. Insured by NCUA.
Money Market Promotion chart comparing terms in months to annual percentage yield
ACCOUNT
TYPE |
MINIMUM
BALANCE TO
OBTAIN APY |
DIVIDEND
RATE |
ANNUAL
PERCENTAGE
YIELD (APY) |
Direct Advantage Money Market
Minimum Initial Deposit $100
(Only New Money qualifies for the Direct Advantage MMA. New Money is defined as funds not currently on deposit with Travis Credit Union). |
Promo
Dividend Rate
$0 - $50,000 |
4.41% |
4.50% |
Promo
Dividend Rate
$50,001 - OR MORE |
0.15% |
0.15% |
Base
Dividend Rate
$0 - $50,000 |
0.15% |
0.15% |
Base
Dividend Rate
$50,001 - OR MORE |
0.15% |
0.15% |