What is the Refer‑A‑Friend Program?
The Refer-A-Friend Program allows members to invite friends and family to join Travis Credit Union and earn rewards when the referred friend opens a qualifying personal checking account and fulfills the requirements. It’s our way of thanking them for sharing the benefits of TCU with the people they care about.
Who is a Referring Member?
A Referring Member is an existing TCU consumer checking member who refers friends or family.
Who is a Referred Friend?
A Referred Friend is the individual being referred by a TCU member to open their first TCU consumer checking account.
What are the eligibility requirements for Referring Members to participate in Refer-A-Friend program?
The Referring Member must:
- Have a Prime Share account to be a member of Travis Credit Union
- Have a TCU personal checking account (Access Checking, Free Checking, Investor Checking, or Cheques Gratis) in good standing
- Be 18 years or older
- Not be a TCU employee (employees may refer but are not eligible for rewards)
- Be the primary account holder
- Not refer themselves
- Trust & Business accounts are not eligible for the Refer-A-Friend program
- Be a U.S. resident
What is the Travis Credit Union Refer-A-Friend offer?
Personal Checking Referral Offer:
A referring member and their referred friend each receive a $50 bonus when the referred friend registers, opens a new TCU personal checking account, and completes one of the following within 90 days of account opening:
- Twelve (12) or more debit card purchases of $10 or greater each (excluding ATM transactions), or
- One (1) or more direct deposits totaling $250 or more.
Qualifying direct deposits are payroll or other personal income such as paycheck, pension, or government payments (e.g., Social Security) via the Automated Clearing House (“ACH”). Direct deposits processed as a Debit Card or Credit Card credit or via Account to Account or Peer to Peer (e.g., Zelle®, Venmo) transfer or external bank ACH transfer not from employer do not qualify.
Are any promo codes required for Refer-A-Friend program?
No promo code is required when opening an account under the Refer-A-Friend program.
When are the $50 rewards paid to the referring member and the referred friend?
Rewards are deposited into the personal checking accounts of both parties 60 days after the referred friend meets the offer requirements.
Are there any reward limits?
Referring Members may earn up to $1,000 per calendar year, based on completed, qualifying referrals.
How does an eligible member submit referrals?
All eligible Digital Banking users are automatically enrolled.
Steps:
- Log in to TCU Digital Banking.
- Select Refer-A-Friend from the menu.
- First time users must confirm the Refer-A-Friend pop-up acknowledgement.
- The personal Refer-A-Friend portal provides:
a. A unique referral link
b. Referral and rewards tracking
c. Current offer details
Can Travis Credit Union send referral emails to the friends I refer?
Yes. When you submit a referral, you authorize Travis Credit Union (TCU) to send your friend a referral invitation. Their information will only be used for referral communications and program administration.
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