1. Annual Percentage Yield (APY) on the Certificate Special is accurate as of 04-22-2026 and assumes principal and dividends will remain on deposit until maturity. Dividends compound monthly. Withdrawals may reduce earnings. Penalty for early withdrawal. Minimum opening deposit of $500 is required. Certificate will automatically renew on the maturity date at the nearest available standard term and dividend rate, not to exceed the term of the Certificate Special. Business, IRA and CESA Certificates are eligible for the Certificate Special. Some restrictions apply. Rates and terms are subject to change without notice. See Certificate Account disclosure for complete details. Insured by NCUA.
Certificate Promotion chart comparing terms in months to annual percentage yield
STANDARD
TERMS |
MINIMUM
BALANCE TO
OBTAIN APY |
DIVIDEND
RATE |
ANNUAL
PERCENTAGE
YIELD (APY) |
|
Certificate Special (Including IRA & CESA)
Minimum Initial Deposit $500.
|
4 months
(122 days) |
$500 |
3.74% |
3.80% |
7 months
(213 days) |
$500 |
3.59% |
3.65% |
2. Annual Percentage Yield (APY) on the Diamond Money Market Account is accurate as of 4-22-2026 and is available through end of day 6-30-2026, rates are subject to change at any time, without prior notice. Withdrawals may reduce earnings. Rate is variable and may change at any time without notice before or after the Diamond Money Market Account is opened. The APY is calculated on the end-of-day balances and dividends are paid on the last day of the month.
The Diamond Money Market Account is for new members only, existing members are not eligible. New member is defined as not having a TCU Share Savings account within the past 90 days. Only new money qualifies for the Diamond MMA. New money is defined as funds not currently on deposit with Travis Credit Union (TCU).
Minimum initial deposit is $100. See account disclosure for complete details. Membership is required with a one-time non-refundable $5 fee and a $5 minimum deposit. Must meet membership qualifications. Everyone who lives, works, worships or attends school in our 12-county area is eligible for membership: Solano, Yolo, Contra Costa, Merced, Napa, Alameda, Colusa, Placer, Sacramento, San Joaquin, Sonoma and Stanislaus. See account disclosure for complete details. Insured by NCUA.
Money Market Promotion chart comparing terms in months to annual percentage yield
ACCOUNT
TYPE |
MINIMUM
BALANCE TO
OBTAIN APY |
DIVIDEND
RATE |
ANNUAL
PERCENTAGE
YIELD (APY) |
Diamond Money Market
Minimum Initial Deposit $100
- Only available for new members
- Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union) |
$0-$49,999.99 |
3.45% |
3.50% |
$50,000-
$249,999.99 |
3.63% |
3.70% |
| $250,000 OR MORE |
3.78% |
3.85% |