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Business Credit Card Rates

Fees
MyTravis Rewards Annual Fee $0.00 Business Credit Cards are automatically enrolled.
Transaction Fees
Balance Transfer 2% of the amount of each transfer not to exceed $25.00
Cash Advance 2% of the amount of each cash advance or $10.00, whichever is greater
Foreign Transaction 1% of the U.S. dollar amount for purchases and cash advances, whether made in U.S. dollars or converted from a foreign currency
Penalty Fees
Late Payment $15.00
Returned Payment $15.00
Card Replacement Fee $5.00

*Variable Rates: The Annual Percentage Rate (APR) may increase or decrease if the highest rate of interest identified as the Prime Rate increases or decreases. The APR will be equal to the Prime Rate plus a margin and will based on your credit worthiness at the time you open your account. The interest rate can change on the first day of each billing cycle following a change in the Prime Rate. Any increase will lengthen the time it takes to pay off your loan.

Prime Rate: Variable APRs are based on the Prime Rate of 8.00%. Maximum APR 25.00%.

Details About Interest Rates and Interest Calculations for Credit Card Products Index Margin Corresponding APR
Business Credit Card Purchases 8.00% 7.99% to 16.99% 15.99% to 24.99%
Business Credit Card Cash Advances/ Balance Transfers 8.00% 9.99% to 18.99% 17.99% to 25.00%

How We Will Calculate Your Balance: We use the average daily principle balance method (including new transactions). See the Business Credit Card Cardholder Agreement and Disclosure Statement for details.

When you respond to this Business Credit Card offer or sign an application for a Business Credit Card with Travis Credit Union, you authorize Travis Credit Union to independently verify the information you provided by any lawful means, to exchange credit information about you with others; including obtaining information about you from credit or consumer information bureaus and agree that Travis Credit Union may at its discretion, from time to time, make inquiries regarding your credit standing through consumer credit bureaus and agree to provide financial statements or other evidence to support your income if requested.

If the account is opened, you will receive a Business Credit Card Cardholder Agreement and Disclosure Statement with your card. By using the card you agree to the terms of the Business Credit Card Cardholder Agreement and Disclosure Statement.

This information about credit cards is accurate as of November 2024 and may change after that date. For current information, ask your Member Service Representative or call (707) 449-4000 or (800) 877-8328. Business Credit Card accounts are exclusively for Travis Credit Union business members with a sole proprietorship.

This disclosure supplements the Business Credit Card Agreement and Disclosure Statement. Please keep this disclosure for your records.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Business Credit Card Cardholder Agreement and Disclosure.

Download Disclosure

Forbes Top 10 Credit Unions in California Award
Desjardins Financial Education Award, 1st place nationwide, adult and youth
US Air Force Distinguished Credit Union of the Year
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This Credit Union is federally insured by the National Credit Union Administration.