Manage your money the right way – without fees
Open an Account
This account is perfect for on the go quick and easy access to your funds. TCU’s Free Checking account is our most popular way to manage you money because there are no monthly fees and no minimum balance needed. Enjoy features such as up to 2 Days Early Pay with Direct Deposit, Apple Pay® and Samsung Pay®, and free Online Banking with free Bill Pay.
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Do Things Your Way
And More...
All of the convenience of a Visa debit card
Free Online and Mobile Banking
Free Bill Pay
None of the limitations of a prepaid card
Free Checking
Access Checking
Investor Checking
Minimum Balance
$0
$2,5001
Checks
Monthly Fee
$7.501
Earn Dividends
Access combines the best features of traditional checking with online access and digital payments.
Earn our highest checking dividends paired with other great features.
Teach your teen the basics of financial responsibility with a TCU checking account.
See disclosure for complete details.
*Early posting is not guaranteed and is dependent upon individual’s payroll. Subject to receipt from originator and other terms and conditions.
Investor Checking: 1. A minimum checking balance of $2,500 or a combined checking, savings, money market and/or certificate accounts balance of $5,000 or more required to avoid the monthly $7.50 fee. (Combined balance does not include IRA savings or IRA certificates.) 2. One box of free Classic checks may be ordered at a time.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already enrolled with Zelle. Data charges may apply. Check with your mobile phone carrier for details.
30,000 ATMs Nationwide are part of the CO-OP Shared ATM Network.
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