Effective January 2024
Account Research
Checkbook balance reconciliation (per hour) . . . Minimum $25.00
Other research (per hour) . . . Minimum $25.00
Photocopy of statement (per page) . . . $1.00
Printed history (per month or portion of month) . . . $5.00
ATM Transactions
Balance inquiry at non-CO-OP Network® ATM . . . $1.50
Debit card (first-time issue) . . . FREE
Debit or ATM card replacement . . . $5.00
Funds transfer at non-CO-OP Network ATM . . . $1.50
Visa® or MasterCard® cash advance in a branch ... $5.00
Withdrawal at non-CO-OP Network ATM . . . $1.50
Visa Foreign Transaction Fee . . . 1% of the U.S. dollar amount for purchases and cash advances, whether made in U.S. dollars or converted from a foreign currency.
Checking Account
Check order . . . Varies
Non-sufficient funds (NSF/UCF) overdraft item (per presentment) . . . $29.00†
Non-sufficient funds (NSF/UCF) returned item (per presentment) . . . $29.00†
Photocopy of check (two free per month; thereafter, fee applies) . . . $3.00
Request for original check (if available) . . . $6.00
Stop payment request (online Bill Pay, from Check-free) . . . $25.00
Stop payment request (range or item) . . . $20.00
Temporary checks (per pack) . . . $3.00
† Six per day, maximum.
Deposit-related Fees
Deposit adjustment (of $10.00 or more) . . . $10.00
Non-negotiable or ineligible item deposited . . . $10.00
Membership
New or re-admittance . . . $5.00
Re-admittance (after closure by credit union) . . . $25.00
Notary Service
Non-TCU documents (per notarized signature) . . . $15.00
TCU documents . . . FREE
Rolled Coin
Coin wrappers . . . FREE
Coin purchase . . . Up to four rolls
Five or more rolls . . . Face value + 5% of amount
Coin deposited
• Up to $250, or for youth accounts . . . FREE
• $250.01 or more . . . 5%
Safe Deposit Boxes
Available only at: Cernon, Davis, Gateway, Vaca Commons, and Paradise Valley (PVE residents only), branches.
Annually:
3" X 5" . . . $35.00
5" X 5" . . . $43.00
3" X 10" . . . $55.00
5" X 10" . . . $70.00
6" X 10" . . . $70.00
10" X 10" . . . $115.00
10" X 15" . . . $130.00
11" X 16" . . . $145.00
Both keys lost (+ cost of locksmith) . . . $25.00
Key deposit . . . $25.00
Late payment . . . $10.00
Lost key (+ cost of locksmith) . . . $25.00
Locksmith appointment . . . Cost of Locksmith
Share Savings Account
Quarterly low balance . . . $9.00
Assessed if age 21 or older when the combined average quarterly balances in savings, money market, checking and certificates within the membership are less than $100 and you have no outstanding TCU loan balances. The fee will be waived regardless of balance if you have direct deposit of $500 or more each month or there are three or more monetary transactions per month of $10 or more each on your checking account.
Non-sufficient funds (NSF/UCF) for ACH from Share Savings . . . $29.00
Official Checks
Photocopy of credit union official check . . . $6.00
Stale-dated official check . . . $25.00
Stop payment request (lost, stolen or destroyed official check) . . . $25.00
Wire Transfers
Incoming bank wire . . . FREE
Incoming bank wire (military non-member) . . . $15.00
Outgoing bank wire, domestic . . . $25.00
Outgoing bank wire, international . . . Cost + $35.00
Other Fees
Account closure within six months . . . $20.00
ARC–copy of a converted check (two free; thereafter, fee applies) . . . $3.00
Official check (to exchange member’s check for an official check) . . . $10.00
Check deposit returned to Travis Credit Union . . . $15.00
Collection item . . . Cost + $20.00
Copy of deposited check . . . $5.00
Dormant account notice (when balance is $50.00 or more) . . . $2.00
Endorsement guarantee . . . $5.00
Foreign check conversion . . . Cost + $20.00
Immigration letter . . . $25.00
IRA transfer or closure . . . $20.00
Mailed receipt (drop box deposit, lost receipt, etc. each) . . . $2.00
Member check cashing (per item) . . . $5.00
Assessed if you do not have an active checking account, active loan account, or your combined savings balances are less than $100 on the same membership.
Out of country vehicle authorization . . . $20.00
Process levy, or other legal process . . . $50.00
Real Estate Loan Payoff Demand . . . $30.00
Returned foreign check conversion . . . Cost + $20.00
Returned loan payment (each) . . . $15.00
Signature guarantee . . . $7.50
• Free to members with checking and Direct Deposit.
• Free to Travis Financial Services (TFS) clients.
Skip-A-Payment via TCU Rep . . . $50.00
Skip-A-Payment via traviscu.org . . . $40.00
Updates to Original Real Estate Loan Payoff . . . $15.00
Verification of credit . . . $10.00
Verification of deposit (each) . . . $10.00
Western Union® money order, domestic . . . $25.00
Travis Quick-Pay via traviscu.org . . . $10.00
Travis Quick-Pay via TCU rep. . . . $15.00
Fee Schedule (PDF) En Español
TCU-368
Effective January 2024. Subject to change at any time without notice.