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Fixed Rate Mortgages

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At Travis, we care about your dream to own a home. Our fixed-rate mortgages allow you to obtain a home loan with fixed monthly payments for your entire loan term.

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View our fixed-rate products below and ask us about other fixed-rate options. Get peace of mind that comes with a preferred local lender.

30-Year Fixed Mortgages

At Travis Credit Union, our 30-Year fixed mortgage is great for first-time homebuyers or current homeowners. It offers competitive rates with steady monthly payments that give you peace of mind knowing your principal and interest will remain the same for the life of the loan.

  • Competitive rates
  • Payment fixed for 30 years
  • Ideal for first-time buyers or refinancing

Jumbo Loan Fixed Mortgages

Our Jumbo Mortgage can help with all your mortgage needs. It allows you to borrow above the conforming FHFA loan limits without a bigger down payment. You can refinance and consolidate your existing home loans, too.

  • Buy a more updated home
  • Move to a more preferred neighborhood
  • Buy property built for a multi-generational family

Visit Jumbo Loans Page

Other Fixed-Rate Options

Ask one of our knowledgeable mortgage loan consultants about other fixed-rate loan options available. No matter why type of loan you select, we’ll walk you through the home loan process every step of the way.

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Rates subject to change. APY= Annual Percentage Yield. APR= Annual Percentage Rate.
30 day lock Purchase. Click product for rates, terms & conditions.

Federally insured by NCUA. Applicant must meet membership and account qualifications. See for complete details.

Rates as of 5/17/2024, 10:00 AM PT

Please note that rates and fees are subject to change without notice.

Rate/APR shown based on a 30-Year Fixed loan product scenario for an owner-occupied purchase transaction on a single-family detached 1-unit property with a ≥760 credit score, ≤60% loan-to-value (LTV), and loan amount of $400,000. The effective interest rate as of May 17, 2024 is 7.250% with an Annual Percentage Rate (APR) of 7.306%, and -0.003% discount points or ($12.00). Monthly payment is approximately $2,728.71 for months 1-359, and $2,722.31 for month 360. Monthly payment disclosed is principal & interest and does not include taxes and insurance. The actual fees, costs and monthly payment on your specific loan transaction may be higher or lower than those quoted based on your information, which may be determined after you apply. This example is informational data purposes only and should not be considered an offer, credit decision, or a commitment to lend. Loan interest rates are based on current market rates, are subject to pricing adjustments related to several factors including, but not limited to, property type and location, loan amount, loan type, loan-to-value, occupancy type, borrower credit history. Mortgage insurance may be required if loan-to-value (LTV) is higher than 80% which could increase the monthly payment and APR. Additional restrictions and conditions may apply.

Equal Housing Opportunity. NMLS #643926.

Forbes Top 10 Credit Unions in California Award
Desjardins Financial Education Award, 1st place nationwide, adult and youth
US Air Force Distinguished Credit Union of the Year
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