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Fixed Rate Mortgages

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At Travis, we care about your dream to own a home. Our fixed-rate mortgages allow you to obtain a home loan with fixed monthly payments for your entire loan term.

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View our fixed-rate products below and ask us about other fixed-rate options. Get peace of mind that comes with a preferred local lender.

30-Year Fixed Mortgages

At Travis Credit Union, our 30-Year fixed mortgage is great for first-time homebuyers or current homeowners. It offers competitive rates with steady monthly payments that give you peace of mind knowing your principal and interest will remain the same for the life of the loan.

  • Competitive rates
  • Payment fixed for 30 years
  • Ideal for first-time buyers or refinancing

Jumbo Loan Fixed Mortgages

Our Jumbo Mortgage can help with all your mortgage needs. It allows you to borrow above the conforming FHFA loan limits without a bigger down payment. You can refinance and consolidate your existing home loans, too.

  • Buy a more updated home
  • Move to a more preferred neighborhood
  • Buy property built for a multi-generational family

Visit Jumbo Loans Page

Other Fixed-Rate Options

Ask one of our knowledgeable mortgage loan consultants about other fixed-rate loan options available. No matter why type of loan you select, we’ll walk you through the home loan process every step of the way.

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Rates subject to change. APY= Annual Percentage Yield. APR= Annual Percentage Rate.
45 day lock Purchase. Click product for rates, terms & conditions.

Federally insured by NCUA. Applicant must meet membership and account qualifications. See for complete details.

Rates as of 11/28/2023, 10:00 aM PT

Please note that rates and fees are subject to change without notice.

30-year Fixed Purchase requires a minimum credit score of 620 to qualify. Based on a loan to value of 70% and loan amount of $560,000. The effective interest rate as of November 28, 2023 is 7.125% with an Annual Percentage Rate (APR) of 7.165%. Monthly payment is $3,772.82 for months 1-359, and $3,777.42 for month 360. Monthly payment disclosed is principal & interest and does not include taxes and insurance.

Equal Housing Opportunity. NMLS #643926.

Forbes Top 10 Credit Unions in California Award
Desjardins Financial Education Award, 1st place nationwide, adult and youth
US Air Force Distinguished Credit Union of the Year
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