Borrow above the conforming FHFA loan limits without a bigger down payment. Refinance and consolidate your existing home loans, too. Open the door to possibilities with a Jumbo Mortgage!
Our 97% LTV Jumbo Mortgage means qualified buyers can put just a 3% down payment for loans above $806,501 instead of the typical 5% down payment. Save your money for your moving costs. This loan goes up to $970,800 – and with just a 3% down payment!
- $806,501–$970,800 maximum loan amounts
- Fixed-rate mortgages of 30 years and ARMs are eligible
- 680 minimum FICO® Score
- Purchase transactions only (no refinance)
Buy a larger home for your multi-generational family
Provides flexibility for less than 20% down payment
Buy the house of your dreams in the preferred neighborhoods
Consolidate and streamline your home financing in one loan
Upgrade and/or renovate your existing home
Low rates/
simple process
Perhaps you want to buy a more up-to-date home, move to a more preferred neighborhood or buy property built for a multi-generational family. At Travis, our Jumbo Mortgage can help with these mortgage needs.
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Rates subject to change. APY= Annual Percentage Yield. APR= Annual Percentage Rate. 45 day lock purchase. Click product for rates, terms & conditions.
Rates as of 8/08/2025, 10:00 AM PT
Please note that rates and fees are subject to change without notice.
Jumbo 30-year Fixed Purchase loan product has a minimum loan amount of $806,501 and requires a minimum credit score of 680 for loans less than $970,800. Rate/APR/Payment example based on a loan to value of 60%, loan amount of $900,000, and FICO score of 760. The effective interest rate as of August 8, 2025 is 6.250% with an Annual Percentage Rate (APR) of 6.250% and includes 0.000% discount points or $423.00. Monthly payment is $5,541.45 for months 1-359 and $5,546.74 for month 360. Monthly payment disclosed is principal & interest and does not include taxes and insurance.
Equal Housing Opportunity. NMLS #643926.