Get there faster with a TCU Money Market Account

Travis Money Market (MMA) Accounts

Travis MMAs offer 11X better interest rates than big banks!

Whether you want to build an emergency fund or save for a big purchase, grow your money faster with Travis.
Benefit from higher interest rates, 24/7 access, no hidden fees, and much more!

Open an MMA Today

Earn More
with a
Travis MMA

Earn More Circle Icon

Mobile view Street with double yellow lines artwork

No Hidden Fees
Unlimited deposits and
withdrawals, plus no 
minimum balance fee.

No Hidden Fees Circle Icon

Mobile view Street with double yellow lines artwork

24/7 Access
Access your money
any time online, in-person,
or by using checks.

24/7 Access Circle Icon

Mobile view Street with double yellow lines artwork

5 Options
TCU offers different MMAs with rates based on deposits;  more savings= higher rates!

5 Options Circle Icon

Street with double yellow lines artwork

Five Money Market Accounts to choose from

  • Flexible Money Market
  • Sterling Money Market
  • Premiere Money Market
  • Premiere Plus Money Market
  • Jumbo Money Market

Frequently Asked Money Market Savings Account Questions

Q: How does a money market account work?
A: A Money Market account is a cross between a certificate and a checking and typically pay a higher rate of interest than regular savings accounts. Furthermore, because they're NCUA-insured for up to $250,000 per depositor, they're a very safe investment, as you don't risk losing any of your principal.

A Money Market account works very similar to a checking account. Members may make unlimited deposits, withdrawals and transfers in person or at TCU-owned ATMs. This account is an attractive option for members to earn more interest while also keeping funds readily accessible if their situation changes.

Q: Why are they called Money Market Accounts? Is my money invested in stocks? What is a MMDA?
A: No, the funds aren’t invested in stocks, despite the name. A money market account (MMA) or money market deposit account (MMDA) is a deposit account that pays interest based on the strength of the financial institution's priorities. Travis Credit Union’s priority is to pay our members first, unlike Wall Street banks, which pay shareholders before account holders even though the financial strengths may be equal.

Q: How easy is it to access my money? Is my money stuck in a money market account?
A: Easy! You’re allowed unlimited withdrawals. Access your money online, in-person or by using checks.

Q: Are my funds tied up like Certificates?
A: No, your funds are not locked in for any period of time– you may withdraw funds at any time.

Q: Are there any fees?
A: No. We don’t charge a low balance or maintenance fee, and there’s no fee to open an account.

Q: How are savings and money market accounts different?
A: An MMA is more like a high-interest checking account. At Travis, we offer five Money Market Accounts for the best return on your savings. The more you invest, the higher the dividend-rate you earn.

Q: Are money market accounts insured?
A: Yes! Your funds are insured by the NCUA up to $250,000 per depositor, per financial institution.

Q. Can I rollover my 401(k) to a money market account?
A. There may be tax implications when rolling a 401k into a money market account.  For specific information related to your individual needs, we encourage you to consult a tax professional or a TFS Financial Consultant.

Q: What should I be asking to help me decide if an MMA is right for me?
A: Consider the following, and if the answers are “yes,” then an MMA may be right for you.

  1. Do I want to make more money?
  2. Do I usually keep this balance in my savings?
  3. Will I be using any of the funds soon for a major purchase?
  4. Would I like the convenience of a checking account but the benefit of a savings account?

Open your MMA today!

If you’re a saver, an MMA offers the security of insured deposits, the flexibility of a checking account, and the higher interest of a savings account. Stop by a branch or go online at to open your MMA today!

Get Started


Based on a January 12, 2021 rate comparison, Travis Credit Union’s Money Market Account rate of 0.15% APY* (Flexible $7,500 Tier) is 11 times greater than the average bank rate of 0.01% at Bank of America, Chase, Wells Fargo. Funds in TCU deposit accounts are federally insured up to $250,000 by the NCUA. (Source: Informa Research Services).
*APY is Annual Percentage Yield. APY of 0.15% for the Flexible Money Market Account is accurate as of January 12, 2021. Withdrawals may reduce earnings. Rate is variable and may change at any time. The APY is calculated on the end-of-day balances and dividends are paid on the last day of the month. Minimum opening deposit of $1,000 is required. Some restrictions apply. Flexible Money Market - Minimum Initial Deposit $1,000 | $0 -$7,499.99 = 0.10% APY $7,500 - $24,999.99 = 0.15% APY | $25,000 - $49,999.99 = 0.15% APY | $50,000 - $74,999.99 = 0.15% APY | $75,000 or more = 0.20% APY | Sterling Money Market - Minimum Initial Deposit $25,000 | $0 TO $24,999.99 = 0.05% APY | $25,000 or more = 0.20% APY | Premiere Money Market - Minimum Initial Deposit $50,000 | $0 - $49,999.99 = 0.05% APY | $50,000 or more = 0.25% APY | Premiere Plus Money Market - Minimum Initial Deposit $75,000 | $0 - $74,999.99 = 0.05% APY | $75,000 or more = 0.30% APY | Jumbo Money Market - Minimum Initial Deposit $100,000 | $0 - $99,999.99 =0.05% APY | $100,000 or more = 0.35% APY.

Travis Credit Union
One Travis Way
Vacaville, CA 95687

(800) 877-8328