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11-month Pick Your Rate Certificate

We just raised Certificate rates and now you have the power to take them even higher!

Open an 11-month Pick Your Rate Certificate April 5 through June 5 with a minimum deposit of $2,500 and receive our best 1.20% rate and take it even higher – up to 2.20% APY* – when you turn to Travis for all your financial needs! Every new qualifying service adds up to more Certificate dividends earned!

Diversify your portfolio with an insured certificate account

Unlike other investment products, our Certificate Accounts have the safety of being insured by the NCUA making our 11-month Pick Your Rate Certificate a safe financial investment.

Take advantage of this great investment opportunity and enjoy higher rates without having to lock up fund for a lengthy period of time.

Offer ends June 5, 2017

How to Open an Account

 

How high do you want to go?

Pick Your Rate Promotional Certificate

Minimum Initial Deposit $2,500 New Money ¹

11 months (334 days) $2,500 1.19% 1.20%
1 additional service² or 1 new member referral³ $2,500 1.29% 1.30%
Combination of 2 additional services and/or new member referrals $2,500 1.39% 1.40%
Combination of 3 additional services and/or new member referrals $2,500 1.49% 1.50%
Combination of 4 additional services and/or new member referrals $2,500 1.59% 1.60%
Combination of 5 additional services and/or new member referrals $2,500 1.69% 1.70%
Combination of 6 additional services and/or new member referrals $2,500 1.79% 1.80%
Combination of 7 additional services and/or new member referrals $2,500 1.88% 1.90%
Combination of 8 additional services and/or new member referrals $2,500 1.98% 2.00%
Combination of 9 additional services and/or new member referrals $2,500 2.08% 2.10%
Combination of 10 additional services and/or new member referrals $2,500 2.18% 2.20%

You could increase the rate up to 2.20% APY

You’ll not only get an exceptional return on your Certificate, you’ll enjoy the complete credit union advantage – great products, low fees and fast, friendly service designed to help you live better. And, the more you do with Travis, the more we can do in our community.

Live Better, Give Better

Take advantage of this great investment opportunity and enjoy our best rates! We help people live better and give better.

How to Open an Account

 


 

Individual Retirement Accounts (IRAs)

A TCU no-fee Traditional or Roth Individual Retirement Account (IRA) is a great way to save for the future. An IRA allows you to take advantage of both long-term compounding and tax-deferred earnings growth to reach your savings goals faster.4

We can help you transfer money you may have in a retirement plan at a previous employer into a Rollover IRA to keep your money working hard for you. We’re here to help you make smart financial decisions — and a TCU IRA (with no maintenance fee) is a great place to start. You may want to set up automatic deductions from your TCU savings or checking account to make funding your IRA easy.

Get more information at our IRA Information Center:

IRA Info Center How to Open an Account Check Rates


* APY is Annual Percentage Yield. APYs are accurate as of April 5, 2017 and assumes principal and dividends will remain on deposit until maturity. Account holders may earn an additional 0.10% for each of the qualified services listed, or for each new membership referral. Certificate will automatically renew on the maturity date at the standard 12-month term and dividend rate. Penalty for early withdrawal. Withdrawals may reduce earnings. This promotional certificate is not extended to business accounts. Must meet membership qualifications. Membership is required with a one-time non-refundable $5 fee. Some restrictions apply. Dividends compound monthly. See account disclosure for complete details.

1 New Money is defined as funds not currently on deposit with Travis Credit Union.

2 Additional services which qualify for the Pick Your Rate promotional certificate are: checking accounts, money market accounts, individual retirement accounts, auto loans, mortgage loans, home equity loans, home equity lines of credit, credit cards, or unsecured lines of credit.

3 To qualify for the increased referral rate the new referred member must be present and establish membership at the time the certificate is opened. Membership qualifications for new members apply. See TCU Membership Agreement and Disclosure for complete details. The maximum APY on the Pick Your Rate Promotional Certificate is 2.20%.

4 This page is intended to provide general information concerning IRAs, it is not intended to provide legal advice or to be a detailed explanation of the rules or how such rules may apply to your individual circumstances. For specific information, please consult your tax or legal professional. See account disclosure for complete details.