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Jumbo Mortgages by TCU

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Perhaps you want to buy a more up-to-date home, move to a more preferred neighborhood or buy property built for a multi-generational family. At Travis, our Jumbo Mortgage can help with these mortgage needs.

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Borrow above the conforming FHFA loan limits without a bigger down payment. Refinance and consolidate your existing home loans, too. Open the door to possibilities with a Jumbo Mortgage!

New! 97% LTV Jumbo Mortgage

Our new 97% LTV Jumbo Mortgage means qualified buyers can put just a 3% down payment for loans above $776,551 instead of the typical 5% down payment. Save your money for your moving costs. This loan goes up to $970,800 – and with just a 3% down payment!

  • $776,551–$970,800 maximum loan amounts
  • Fixed-rate mortgages of 30 years and ARMs are eligible
  • 680 minimum FICO® Score
  • Purchase transactions only (no refinance)

Jumbo Loans

larger home icon

Buy a larger home for your multi-generational family

Less down payment icon

Provides flexibility for less than 20% down payment

Dream House icon

Buy the house of your dreams in the preferred neighborhoods

Consolidate Streamline icon

Consolidate and streamline your home financing in one loan

Upgrade Renovate icon

Upgrade and/or renovate your existing home

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Low rates/
simple process

Rates subject to change. APY= Annual Percentage Yield. APR= Annual Percentage Rate.
30 day lock Purchase. Click product for rates, terms & conditions.

Rates as of 6/21/2024, 10:00 AM PT

Please note that rates and fees are subject to change without notice.

Jumbo 30-year Fixed Purchase loan product has a minimum loan amount of $776,551 and requires a minimum credit score of 680 for loans less than $970,800. Loans from $970,801 - $1,200,000 require a minimum credit score of 720. Rate/APR/Payment example based on a loan to value of 70%, loan amount of $840,000, and FICO score of 760. The effective interest rate as of June 21, 2024 is 7.125% with an Annual Percentage Rate (APR) of 7.152% and includes Mortgage Insurance Premium. Monthly payment is $5,659.24 for months 1-359 and $5,653.83 for month 360. Monthly payment disclosed is principal & interest and does not include taxes and insurance.

Equal Housing Opportunity. NMLS #643926.

Forbes Top 10 Credit Unions in California Award
Desjardins Financial Education Award, 1st place nationwide, adult and youth
US Air Force Distinguished Credit Union of the Year
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Routing 321170839

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