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Jumbo Mortgages by TCU

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Perhaps you want to buy a more up-to-date home, move to a more preferred neighborhood or buy property built for a multi-generational family. At Travis, our Jumbo Mortgage can help with these mortgage needs.

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Borrow above the conforming FHFA loan limits without a bigger down payment. Refinance and consolidate your existing home loans, too. Open the door to possibilities with a Jumbo Mortgage!

New! 97% LTV Jumbo Mortgage

Our new 97% LTV Jumbo Mortgage means qualified buyers can put just a 3% down payment for loans above $776,551 instead of the typical 5% down payment. Save your money for your moving costs. This loan goes up to $970,800 – and with just a 3% down payment!

  • $776,551–$970,800 maximum loan amounts
  • Fixed-rate mortgages of 30 years and ARMs are eligible
  • 680 minimum FICO® Score
  • Purchase transactions only (no refinance)

Jumbo Loans

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Buy a larger home for your multi-generational family

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Provides flexibility for less than 20% down payment

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Buy the house of your dreams in the preferred neighborhoods

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Consolidate and streamline your home financing in one loan

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Upgrade and/or renovate your existing home

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Low rates/
simple process

Rates subject to change. APY= Annual Percentage Yield. APR= Annual Percentage Rate.
30 day lock Purchase. Click product for rates, terms & conditions.

Rates as of 6/21/2024, 10:00 AM PT

Please note that rates and fees are subject to change without notice.

Jumbo 30-year Fixed Purchase loan product has a minimum loan amount of $776,551 and requires a minimum credit score of 680 for loans less than $970,800. Loans from $970,801 - $1,200,000 require a minimum credit score of 720. Rate/APR/Payment example based on a loan to value of 70%, loan amount of $840,000, and FICO score of 760. The effective interest rate as of June 21, 2024 is 7.125% with an Annual Percentage Rate (APR) of 7.152% and includes Mortgage Insurance Premium. Monthly payment is $5,659.24 for months 1-359 and $5,653.83 for month 360. Monthly payment disclosed is principal & interest and does not include taxes and insurance.

Equal Housing Opportunity. NMLS #643926.

Forbes Top 10 Credit Unions in California Award
Desjardins Financial Education Award, 1st place nationwide, adult and youth
US Air Force Distinguished Credit Union of the Year
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Routing 321170839

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