Federally insured by NCUA. Applicant must meet membership and account qualifications. See www.traviscu.org/disclosures for complete details.
Rates as of 8/01/2025, 10:00 AM PT
Please note that rates and fees are subject to change without notice.
Rate/APR shown based on a 30-Year Fixed loan product scenario for an owner-occupied purchase transaction on a single-family detached 1-unit property with a ≥760 credit score, ≤60% loan-to-value (LTV), and loan amount of $300,000. The effective interest rate as of August 1, 2025 is 6.500% with an Annual Percentage Rate (APR) of 6.500%, and 0.000% discount points or $18.00. Monthly payment is approximately $1,896.20 for months 1-359, and $1,900.91 for month 360. Monthly payment disclosed is principal & interest and does not include taxes and insurance. The actual fees, costs and monthly payment on your specific loan transaction may be higher or lower than those quoted based on your information, which may be determined after you apply. This example is informational data purposes only and should not be considered an offer, credit decision, or a commitment to lend. Loan interest rates are based on current market rates, are subject to pricing adjustments related to several factors including, but not limited to, property type and location, loan amount, loan type, loan-to-value, occupancy type, borrower credit history. Mortgage insurance may be required if loan-to-value (LTV) is higher than 80% which could increase the monthly payment and APR. Additional restrictions and conditions may apply.
Contact your Travis Credit Union mortgage loan officer team at (888) 698-0000 to confirm rates applicable to refinance transactions.
Equal Housing Opportunity. NMLS #643926.
*Home buyers who utilize Newzip's agent matching service will receive the cash reward in the form of credit at closing equal to 0.5% of the home sale price. In the event that the cash reward exceeds the concessions limit the customer will receive the reward in the form of a check within 30 days of their closing date. Home sellers who utilize Newzip's agent matching service will save 1% in the form of a discounted agent listing fee. Obtaining a mortgage from Travis Credit Union is not required to utilize the Newzip cash rewards program. The cash rewards program is available in all 50 states for selling and 42 for buying. The following states do not allow cash rewards rebates for home buyers: Alaska, Iowa, Kansas, Mississippi, Missouri, Oklahoma, Oregon, or Tennessee.
By clicking on the button links above, you will open our Real Estate partner online application website, ICE Mortgage Technology, Inc. The “ICE” links are provided as a convenient connection between the websites belonging to Travis Credit Union and its business partner. The policies and procedures in use at our business partner may differ from those in use at Travis Credit Union. Travis Credit Union is not responsible for the content contained in our business partner website.
By clicking on the reCAPTCHA links above, you will open our partner website, Google. The “reCAPTCHA privacy and terms” links are provided as a convenient connection between the websites belonging to Travis Credit Union and its business partner. The policies and procedures in use at our business partner may differ from those in use at Travis Credit Union. Travis Credit Union is not responsible for the content contained in our business partner website.