Open a Direct Advantage MMA and let your money do more:

High-Yield APY
3.50% APY*
Minimum opening deposit of
$15,000 in new money required

Easy Access
Check-writing
convenience

Protected Savings
Deposits insured up to
$250,000 by the NCUA

No Monthly Fee
No monthly
maintenance fee
Ready to start earning more?
It takes less than 5 minutes to open your account online. No paperwork, no branch visit required. Or, speak with one of our advisors to find the right product for your needs.
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Start in minutes. Fund your
account and begin earning
your high APY immediately.
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*APY is Annual Percentage Yield. APY is accurate as of 2-18-2026. The Direct Advantage Money Market Account is available through end of day 9-30-2026, rates are subject to change at any time, without prior notice. Withdrawals may reduce earnings. Rate is variable and may change at any time without notice before or after the Direct Advantage Money Market Account is opened. The APY is calculated on the end-of-day balances and dividends are paid on the last day of the month.
The Direct Advantage Money Market Account is for existing members only, new members are not eligible. New member is defined as not having a TCU Shared Savings account within the past 90 days. Only new money qualifies for the Direct Advantage MMA. New money is defined as funds not currently on deposit with Travis Credit Union (TCU).
Minimum initial deposit is $15,000. See account disclosure for complete details. Membership is required with a one-time non-refundable $5 fee and a $5 minimum deposit. Must meet membership qualifications. Everyone who lives, works, worships or attends school in our 12-county area is eligible for membership: Solano, Yolo, Contra Costa, Merced, Napa, Alameda, Colusa, Placer, Sacramento, San Joaquin, Sonoma and Stanislaus. See account disclosure for complete details. Insured by NCUA.
Money Market Promotion chart comparing terms in months to annual percentage yield
ACCOUNT
TYPE |
MINIMUM
BALANCE TO
OBTAIN APY |
DIVIDEND
RATE |
ANNUAL
PERCENTAGE
YIELD (APY) |
Direct Advantage Money Market
Minimum Initial Deposit $15,000
- Only available for existing members
-Only new money qualifies for the Direct Advantage MMA
(New money is defined as funds not currently on deposit with Travis Credit Union) |
$0 OR MORE |
3.45% |
3.50% |