BETTER FOR YOU

No Point, No Fee Home Loan options, low interest rates and up to 100% mortgage financing for qualified buyers.


FINANCIAL SERVICES, PRODUCTS AND ADVICE TO MAKE YOUR LIFE BETTER

HOME REFINANCE

We finance new homes and refinance current homes. With in-house loan approvals and a single contact throughout the process, Travis is a smart home loan decision.

CREDIT CARDS

Our Visa® credit cards have the features you need to make smart consumer choices. Low rates, overdraft protection and 24-hour account access are just a few attractive features.

AUTO LOANS

Our competitive low rates mean you could be saving money on your auto loan from the day you drive off the lot.

 

FIND A BRANCH COME VISIT US AND SEE HOW WE CAN HELP

Refi rates as low as 3.396% APR

Today's Refinance Rates

Loan Type Rate APR
15 year Fixed Refinance
45 day lock
3.500% 3.585%
30 year Fixed Refinance
45 day lock.
4.375% 4.456%
No Points, No Fees 5/1 ARM 30 year Refinance
45 day lock.
4.125% 3.396%
No Points, No Fees 7/1 ARM 30 year Refinance
45 day lock.
4.375% 4.048%
View All Rates
Rates subject to change. Click product for rates, terms & conditions.

We make refinancing your home easy

Not sure which loan is right for you? Our Loan Consultants walk you through all the important steps of determining which mortgage best fits your needs. Refinancing can be a helpful tool for home improvement, debt consolidation or simply lowering your monthly payment.

2nd Icon - No Points, No Fees

NO POINTS, NO FEES OPTION

1st Icon - Competitive Low Rates

COMPETITIVE
LOW RATES

3rd Icon - In-House Loan Approvals

IN-HOUSE LOAN
APPROVALS


BETTER FOR YOUR COMMUNITY

Membership matters. Your money stays local and we put it to good use by providing free financial education, financial literacy and financial advocacy benefiting the entire community.

$1,068,081,167

TCU’s cumulative economic impact to the local counties we serve*

$4,630,000

In excess of $4.6 million paid each year in payroll, property, personal property, and state sales taxes

164

Free community seminars in 2016

11,835

Hours of personal time volunteered in 2016

9,038

Students reached through financial literacy efforts in 2016

628

Employees, full– and part–time with an annual payroll of more than $36,000,000

12,560 lbs.

Food donated by TCU employees and members, which equated to 10,446 meals and 3,482 families fed

486 Charities

Community events and local causes sponsored and/or participated in by TCU during 2016


IF YOU LIVE HERE, YOU CAN BANK HERE

Who can join Travis? Everyone who lives, works, worships or attends school in our 12 county area is eligible: Solano, Yolo, Contra Costa, Merced, Napa, Alameda, Colusa, Placer, Sacramento, San Joaquin, Sonoma and Stanislaus. Membership is also available to military and civilian personnel of Travis Air Force Base as well as immediate family of current members.

GET MORE MILEAGE OUT OF MEMBERSHIP FIND A BRANCH


APR=Annual Percentage Rate subject to change daily until locked. The rate may vary depending on each individual’s credit history and underwriting factors. Financing available up to $424,100 (or the conforming loan limit for your county) for owner-occupied California primary residence properties only. Property insurance required. Other restrictions may apply. Payment example does not include taxes and insurance. If impound account for taxes and insurance is desired, you are responsible for those set-up amounts and any charges assessed by your current lender such as reconveyance fees, payoff demand fees, prepayment penalties and any interim interest collected at closing. Please consult your tax advisor regarding the deductibility of interest and charges. Equal Housing Opportunity. NMLS registered.

Certain eligibility requirements may apply. See account disclosures for complete details.

*Based on 2016 TCU loans granted, salaries and benefits paid, corporate giving, involvement and investment, and CUNA’S Economic Benefit Multiplier (CUNA September 2014).