Business Savings Accounts
A minimum balance of $100 is needed. A savings account must be established when a primary business checking account is opened. Dividends are paid on daily balances over $100 or more.
To learn more or to open a business account, please contact Business Services (707) 469-2042 or (800) 877-8328, ext. 2042; or click the buttons below to learn about our business account requirements, or to request information. Thank you.
How to Open a Business Account Request Information
Business Certificate Accounts
Terms range from 6 to 60 months with a minimum deposit of $500. Dividends are earned from the day of deposit to the day of withdrawal. Dividends are compounded monthly and credited on the last day of each dividend period.
How to Open a Business Account Request Information
Business Money Market Accounts
Our five business money market accounts are designed to maximize your earning power.1 Enjoy unlimited access to your funds, flexible rates or terms2 and earn dividends based on your daily balance.
Money market accounts are among the most popular choices for any investor. You'll earn higher dividends over traditional savings accounts and your funds are liquid so you can withdraw them at any time without penalties.
How to Open a Business Account Request Information
Flexible Money Market Account
Our tiered, Flexible Money Market account is ideal for those who like to save without concern for a fluctuating balance. As your daily balance changes, the rate paid automatically adjusts, according to the balance.
How to Open a Business Account Request Information
| Account |
Minimum opening deposit and balance |
| Tier 1 |
$0 to $7,499.99 |
| Tier 2 |
$7,500 to $24,999.99 |
| Tier 3 |
$25,000 to 49,999.99 |
| Tier 4 |
$50,000 to 74,999.99 |
| Tier 5 |
$75,000 and higher |
Self-Managed Money Market Accounts
You’ll earn our highest money market rates by managing the movement of funds yourself among our Sterling, Premiere, Premiere Plus and Jumbo accounts.
How to Open a Business Account Request Information
| Account |
Minimum amount to open account |
| Business Sterling |
$25,000 |
| Business Premiere |
$50,000 |
| Business Premiere Plus |
$75,000 |
| Business Jumbo |
$100,000 |
Business Savings account disclosure
Business Certificate account disclosure
Business Money Market account disclosure
1We offer five money market account options; Flexible, Sterling, Premiere, Premiere Plus and Jumbo. Each account has specific minimum balance requirements to open and to earn the posted dividend rate. Each day, funds in the Flexible money market account will earn dividends based on your balance. A Flexible money market account balance of less than $100 for more than 90 days will close the account and the funds will be placed in the business account holder’s Primary Share account.
2With all other TCU money market products, the credit union will not automatically adjust your dividend rate. You must make a request and initiate the change with the credit union. Higher dividend rates and balance requirements are not retroactive, but are effective from the date of conversion.