BALANCE Financial Fitness Center
Take advantage of BALANCE - Travis Credit Union's financial fitness program
We're committed to helping you achieve your financial goals, whether that means getting out of debt, sending the kids to college, buying your first home or retiring.
From advice on managing your monthly budget, to assistance if you're facing financial difficulties - BALANCE can help you get control of your money for greater peace of mind. Don't delay - get the assistance you need today (it's completely confidential).
Visit the Balance websiteBALANCE, TCU's newest financial partner, provides the tools that will make that commitment a reality. As a credit union member, you have unlimited access to the following BALANCE program benefits free of charge.
Financial counseling and advice with BALANCE
Have a question about money, debt or credit management? Call BALANCE at (888) 456-2227 for professional and confidential money management information and counseling. It's free of charge for Travis Credit Union (TCU) members.
BALANCE provides immediate access to professional financial counselors by phone Monday through Thursday, 5 a.m. to 8 p.m., Friday, 5 a.m. to 5 p.m. and Saturday, 8 a.m. to 5 p.m. Get answers to a wide variety of money management and credit questions, ranging from whether or not you should buy or lease your next car, to questions about how you can get out of debt. Call (888) 456-2227.
Personal Finance Education Center (BALANCE Track) Visit BALANCE Track
One of the many services you can access through BALANCE is a comprehensive online personal finance education center. It's loaded with articles, links to free services and interactive planning tools to help you manage your money wisely.
Teens and Money Visit BALANCE Teens and Money
Check out this section designed just for teens; it's loaded with podcasts, online worksheets and other free resources to help teens.
For more in depth assistance, schedule a phone appointment with a BALANCE counselor to discuss general money management, credit and housing topics including goal setting, spending and saving plans, credit and credit reports, debt management, buying a first home, mortgage delinquency and foreclosure prevention.
Debt management plan
If you are having trouble making ends meet, receiving collection calls or paying down the debt, BALANCE will help you consolidate bill payments and negotiate with creditors to lower payments and, in some cases, reduce or eliminate interest and fees.
For those who just need a little motivation and guidance to help them get out of debt and reach their financial goals, QuickPay is a computer-generated bill-paying schedule designed to compute the most efficient way to pay back debt. This program demonstrates how to spend less on interest charges and speed up the repayment process.