Understanding Your Credit Score Header

Travis Credit Union has partnered with FICO to provide you an educational video series to help you better understand the basics of FICO® Scores. A summary of each topic covered is listed with each “Understanding Your Credit” video.

What goes into FICO® Scores?

Whether you're applying for a credit card, mortgage or auto loan, there’s a good chance your lender is using FICO® Scores to help make their approval decision. The good news is, your FICO® Scores are ultimately in your hands— they’re based on your credit habits and behaviors.

That’s why understanding what goes into your FICO® Scores is a vital part of your credit health. Watch this video to learn the five key categories that factor into your scores.

Helpful Links:
For detailed information about FICO® Scores, please click on the links below:

Understanding FICO® Scores Frequently Asked Questions about FICO® Scores


FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Travis Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Travis Credit Union and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.

The “FICO vimeo” link is provided as a convenient connection between the websites belonging to Travis Credit Union and its business partner. The policies and procedures in use at our business partner may differ from those in use at Travis Credit Union. Travis Credit Union is not responsible for the content contained in our business partner website.