Spend & Save
Insure & Protect
Tools & Resources
Resources & Links
Your TFS Financial Consultant can help you sift through the many options to create a unique investment strategy. Investments >
Experienced TFS Financial Consultants are available to help with your investment needs. Make an appointment >
Travis Financial Services and LPL Financial – A partnership with you in mind. Visit LPL Financial >
Financial Wellness Blog
MyLife Tools & Resources
Events, Seminars & Community Education
Become a Member
Everyone who lives, works, worships or attends school in our 12-county area is eligible to join Travis.
Open an Account >
Apply for a Consumer Loan
Get the financial flexibility to do more and pay less. Apply >
Apply for a Real Estate Loan
Mortgages and Home Equity Financing for California, FHA \ VA, or Out-of-State loans. Real Estate >
Find a nearby Branch, an ATM or get directions to a location near you.
Find a Branch >
Your primary vehicle insurance company will pay the value of the vehicle at the time of loss (ACV), which can be less than your loan balance. GAP coverage assists in paying off the balance deficiency defined as the “gap” in most cases.
Motor vehicles (private passenger cars, vans and light trucks), powersports (motorcycles, ATVs, snowmobiles, personal watercraft), recreational vehicles (RVs) and watercraft (boats).
GAP can be purchased at any time during the loan and can be cancelled with a full refund within the first 90 days.
There are many factors to consider before purchasing GAP for your vehicle, including how much equity you have in it and how much wear and tear you plan to put on your vehicle. Larger down payments increase the equity in your vehicle and decrease your loan-to-value (LTV) ratio. If you have a loan to value ratio of 80% or more, then you should consider purchasing GAP on your vehicle loan so you are protected from the unexpected.
GAP will not pay for late fees, interest, credit protection, service contracts that could be cancelled and returned to the loan balance or remaining balances due to over-financed loans.
If you have any questions, please contact our Member Relationship Center at (800) 787-9908 during normal business hours.
Download our GAP Brochure