We're Here To Help
Our hearts go out to those affected by this year’s challenging circumstances. Members who have been impacted are eligible to apply for our Disaster Relief Loan and Skip-A-Pay (skip up to two months of payments on either an installment loan, line of credit, or one month payment on a credit card). See below for details.
If you have already utilized the Skip-a-Pay option and need additional assistance with your payments, we can help. Please fill out the form, and one of our representatives will contact you to learn more about your circumstances.
If you’ve experienced a temporary financial hardship and can’t pay your consumer loan payment in full or on time, you can request to defer your credit card and/or auto loan payments with Travis Credit Union. Use code "COVID" or "Wildfire" to waive the fee.
Disaster Relief Loan Program
Travis Credit Union has financial relief assistance for members who are financially impacted by the coronavirus (COVID-19), as well as wildfires. Learn more about our Disaster Relief Loan Program.
Select "Personal Loan" on the form and use promo code: DRLF
What is the TCU Disaster Relief Loan Program?
This program allows Travis Credit Union members to borrow up to $10,000. The actual loan amount and length of term will depend on the applicant's credit history.
What is the purpose of this loan?
Travis cares about the financial wellbeing of its members, especially during these uncertain times, and we want to assist members who are struggling to meet essential expenses due to financial hardship. Examples of essentials include rent or mortgage payments, food, utilities, gas, childcare, etc.
Additional information about the loan
- You must be a TCU member.
- Those who were not employed or on unemployment prior to the shelter-in-place will not be eligible for this loan.
- The term of the loan depends on the amount borrowed, 60 months is the maximum term.
- The loan payments may be deferred for the first two months and then amortized over the remaining term.
- Limit one loan per household.
- A member's deposit accounts and/or loans with TCU must be in good standing.
How do I apply for the TCU Disaster Relief Loan Program?
Due to a high volume of calls, members are encouraged to apply using our Online Form. Select "Personal Loan" on the form and use promo code: DRLF. Please include a reason for the request (e.g. loss of job).
SBA Stands Ready to Assist California Businesses and Residents Affected by Wildfires
Low-interest federal disaster loans are now available to California businesses and residents as a result of the presidential major disaster declaration.
APR (Annual Percentage Rate) is 5.00% as of 03/16/20. Minimum loan amount is $250 and maximum loan amount is $10,000. Maximum term is 60 months. Actual term based on amount financed. For example, at 5.00% APR for 60 months would be $18.88 per $1,000.00 borrowed. Not eligible for the Skip-A-Pay Program. Conditions apply. Terms subject to change without notice. All loans subject to approval.
60 days deferred payments: Finance charges will continue to accrue from the date the loan is funded. Deferral of payments will increase finance charges over the life of the loan, and may increase the number of payments required to pay off the loan.