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How You Can Protect Yourself
Your Social Security Number (SSN) should be closely guarded. It doesn’t change over your lifespan, which makes it a coveted piece of information for identity thieves. If your credit union uses your SSN number in whole or in part to identify you, ask if they can use an account password or recent transaction.
Keep in mind, you may have to share your SSN if you’re opening a new account, or applying for a loan or credit card. However, you should only share that information when you’re certain it will not be overheard or used without your consent.
Most minors under 18 may not have a credit report available for review. However, children are regular targets of identity theft. Parents should take care to protect their children’s financial future.