Business account fee schedule, mobile view banner, Travis CU,

Business Account
Fee Schedule

Effective July 2024

 

Account Reconciliation

Account Research (Includes Reconciliation) . . . $25.00 per hour

Photocopy of Statement . . . $1.00 per page

Printed History - Statement Copy (page or portion of the current month) . . . $5.00


Analyzed Business Checking – In addition to the business checking fees

ACH Credit/Debit Processing (per item) . . . $0.11

Adjustment receipt faxed (per occurrence) . . . $2.00

Checks Deposited (per item) . . . $0.11

Coin Deposit . . . $0.11 per $100

Coin Purchased . . . $0.11 per roll

Currency Deposited . . . $0.11 per $100.00

Currency Purchase . . . $0.11 per $100.00

Debit . . . $0.11 per item

Deposit Ticket . . . $1.00

Monthly Maintenance . . . $16.00


ATM Transactions

Account Transfer at Non-CO-OP ATM . . . $1.50

ATM Deposit Adjustment ($10.00 or more) . . . $10.00

ATM Withdrawal at Non-CO-OP ATM . . . $1.50

Balance Inquiry at Non-CO-OP ATM . . . $1.50

Replacement Card . . . $5.00


Business Checking

Check Order . . . Varies

Currency Purchase . . . $0.11 per $100.00

Deposit Ticket Adjustment . . . $5.00

Endorsement Stamp (must include business account number) . . . Varies

Negative Balance Fee . . . $4.00 per day beginning on the 5th day

Non-Sufficient Funds (NSF/UCF) Overdraft Item . . . (per presentment) . . . $29.00

Photocopy of Check . . . 2 free per month, then $3.00 each

Photocopy of Deposited Check . . . $5.00

Request for Original Check . . . $6.00

Rolled Coin Purchase . . . 4 free rolls per month, then $0.11 per roll

Stop Payment - (Single or Range) . . . $20.00

Stop Payment Request Bill Payment (Check or ACH) . . . $25.00

Temporary Checks . . . $3.00 per packet of 6 checks

Deposit Adjustment (of $10.00 or more) . . . $10.00

Non-negotiable or Ineligible Item Deposited . . . $10.00


EasyPay
(Automated payment services)

Monthly Service . . . $25.00

One-time Set-up (up to 50 payees) . . . $25.00

Per Item . . . $0.11

Pre-Note . . . $1.50

Tax Payment . . . $2.00

Transmission . . . $2.50


Exceeded Activity Allowance
(Free Business Checking, Better Business Dividend Checking)

Check Deposit . . . $0.20 per item for each item that exceeds account limits

Currency Deposited . . . $0.11 per $100.00 that exceeds account limits

Debit Items . . . $0.20 per item for cleared checks that exceeds account limits

Deposit Ticket . . . $1.50 for each deposit ticket that exceeds account limits


Membership

New or Readmittance . . . $5.00

Readmittance (after closure by credit union) . . . $25.00

Business Savings Accounts Quarterly Low Balance Fee . . . $9.00
Assessed when the combined average quarterly balances in savings, money market, checking and certificates within the membership are less than $100 and there are no outstanding TCU loan balances. The fee will be waived regardless of balance if there is direct deposit of $500 or more each month or there are three or more monetary transactions per month of $10 or more each in the checking account. 


Night Drop Depository
(available at Clayton, Davis, Dixon, Green Valley, Merced, Peabody, Suisun, Vacaville, Vallejo and Woodland branches only)

Key Deposit . . . $25.00


Safe Deposit Boxes
(available at Davis, Gateway, Paradise Valley (PVE residents only), Vaca Commons and Vacaville-Cernon branches only)

Annually:

3 x 5 . . . $35.00

5 x 5 . . . $43.00

3 x 10 . . . $55.00

5 x 10 . . . $70.00

6 x 10 . . . $70.00

10 x 10 . . . $115.00

10 x 15 . . . $130.00

11 x 16 . . . $145.00

Both Keys Lost . . . $25.00 plus locksmith costs

Key Deposit . . . $25.00

Late Fee . . . $10.00

Lost Key . . . $25.00 plus locksmith costs


Official Checks

Photocopy of Credit Union Official Check . . . $6.00 each

Stale Dated Official Check . . . $25.00 each

Stop Payment Request (Lost, stolen, or destroyed official check) . . . $25.00 each


Wire Transfers and Remittance Services

Incoming bank wire . . . $10.00

Outgoing bank wire (domestic) . . . $25.00

Outgoing wire (international) plus other institution fees . . . $35.00

Western Union Money Order (USA) . . . $25.00


Other Fees

Account closure within first six months . . . $20.00

ARC - copy of converted check . . . $3.00 (first two free each month)

Returned Statement / Bad Address . . . $5.00

Collection Item - Outgoing . . . Cost + $20.00

Foreign Check Conversion . . . Cost + $20.00

Dormant Account Notice (when balance is $50 or more) . . . $2.00

Endorsement Guarantee . . . $5.00

Process Levy or other legal process . . . $50.00

Mailed Receipt (each) . . . $2.00

Notary Services (Non-TCU documents) (per notarized signature) . . . $15.00

Returned Loan Payment . . . $15.00

Signature Guarantee . . . $7.50 (free to members with checking and Easy Pay)

Verification of Credit . . . $10.00

Verification of Deposit . . . $10.00


Download Disclosure


BUSFEES 07/24. Subject to change at any time without notice.

Forbes Top 10 Credit Unions in California Award
Desjardins Financial Education Award, 1st place nationwide, adult and youth
US Air Force Distinguished Credit Union of the Year
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