What you need to open a TCU Business Account
There are various requirements to open a TCU Business Account, depending on the type of business organization you have filed. If you have any questions, please contact Business Services at (707) 469-2042 or contact us. Below are the types of businesses we service:
Sole Proprietorship
- Social Security Number (SSN) of the owner of the business OR
- Individual Taxpayer Identification Number (ITIN) of the owner of the business OR
- Employer Identification Number (EIN) issued by the IRS in the name of the business or in the name of the owner.
- Fictitious Business Name Statement (FBNS) filed within the last 5 years in the county the business is located (if applicable). (The FBNS is not required when the owner’s surname/last name is used in the business name, such as Bates Pool Care or Thompson’s Handyman Service. However, if the business name implies other business owners, i.e. Smith & Sons, Anderson & Company, or Jones and Associates, etc., then a FBNS is required.)
General Partnership
- Employer Identification Number (EIN) issued by the IRS in the name of the business.
- General Partnership Agreement signed by all Partners OR
- Fictitious Business Name Statement, filed within the last 5 years in the county the business is located.
Limited Partnership (LP)
- Employer Identification Number (EIN) issued by the IRS in the name of the business.
- Filed Certificate of Limited Partnership.
- Limited Partnership Agreement signed by all Partners.
- Fictitious Business Name Statement (FBNS) filed within the last 5 years in the county the business is located. (The FBNS is required ONLY if the LP is using a DBA.)
Limited Liability Partnership (LLP)
- Employer Identification Number (EIN) issued by the IRS in the name of the business.
- Filed Application to Register a Limited Liability Partnership.
- Limited Liability Partnership Agreement signed by all Partners.
- Fictitious Business Name Statement (FBNS) filed within the last 5 years in the county the business is located. (The FBNS is required ONLY if the LLP is using a DBA.)
Limited Liability Company (LLC)
- Employer Identification Number (EIN) issued by the IRS in the name of the business.
- Filed Articles of Organization.
- Fictitious Business Name Statement (FBNS) filed within the last 5 years in the county the business is located. (The FBNS is required ONLY if the LLC is using a DBA.)
- Operating Agreement of the LLC signed and dated by the Manager(s)/Member(s). (If available)
If the LLC was established in another state or another country:
- Application to Register a Foreign Limited Liability Company (LLC), filed with the California Secretary of State, AND/OR
- Certificate of Registration from the California Secretary of State.
Corporation
- Employer Identification Number (EIN) issued by the IRS in the name of the business.
- Filed Articles of Incorporation.
- Fictitious Business Name Statement (FBNS) filed within the last 5 years in the county the business is located. (The FBNS is required ONLY if the Corporation is using a DBA.)
- By-Laws of the Corporation signed and dated by the Secretary. (If available)
If the Corporation was established in another state or another country:
- Statement and Designation By Foreign Corporation filed with the California Secretary of State, AND/OR
- Certificate of Qualification from the California Secretary of State.
Unincorporated Non-Profit Association or Unincorporated Association
NOTE: If the Non-Profit Association is incorporated, refer to the Corporation section.
- Employer Identification Number (EIN) issued by the IRS in the name of the business.
- Filed Articles of Organization OR
- Filed Registration of Unincorporated Non-Profit Association OR
- Filed Statement of Unincorporated Association.
- Governing documents stating elected officers, signed and dated by the Secretary.
Satisfactory proof of business mailing address is required for all ownership types. See TCU Representative for details.