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Choose from savings, certificate and money market accounts to build your capital and grow your business. Our business savings accounts let your investments grow safely and securely today so your funds will be there when you need them tomorrow.


Business Savings Accounts

A minimum balance of $100 is needed. A savings account must be established when a primary business checking account is opened. Dividends are paid on daily balances over $100 or more.

To learn more or to open a business account, please contact Business Services (707) 469-2042 or (800) 877-8328, ext. 62042#; or click the buttons below to learn about our business account requirements, or to request information. Thank you. 

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Business Certificate Accounts

Terms range from 6 to 60 months with a minimum deposit of $500. Dividends are earned from the day of deposit to the day of withdrawal. Dividends compound monthly and are credited the first day of the following month. The rate is fixed until maturity.

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Business Money Market Accounts

Our five business money market accounts are designed to maximize your earning power.1 Enjoy unlimited access to your funds2, flexible rates or terms3 and earn dividends based on your daily balance.*

Money market accounts are among the most popular choices for any investor. You'll earn higher dividends over traditional savings accounts and your funds are liquid so you can withdraw them at any time without penalties.

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Flexible Money Market Account

Our tiered, Flexible Money Market account is ideal for those who like to save without concern for a fluctuating balance. As your daily balance changes, the rate paid automatically adjusts, according to the balance.

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Account Minimum opening deposit and balance
Tier 1 $0 to $7,499.99
Tier 2 $7,500 to $24,999.99
Tier 3 $25,000 to 49,999.99
Tier 4 $50,000 to 74,999.99
Tier 5 $75,000 and higher

Self-Managed Money Market Accounts

You’ll earn our highest money market rates by managing the movement of funds yourself among our Sterling, Premiere, Premiere Plus and Jumbo accounts.

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Account Minimum amount to open account
Business Sterling $25,000
Business Premiere $50,000
Business Premiere Plus $75,000
Business Jumbo $100,000

Business Savings account disclosure

Business Certificate account disclosure

Business Money Market account disclosure

1We offer five money market account options; Flexible, Sterling, Premiere, Premiere Plus and Jumbo. Each account has specific minimum balance requirements to open and to earn the posted dividend rate. Each day, funds in the Flexible money market account will earn dividends based on your balance. A Flexible money market account balance of less than $100 for more than 90 days will close the account and the funds will be placed in the business account holder’s Primary Share account.

2Unlimited withdrawals allowed on in-person transactions only. Federal regulations limit the number of withdrawals or pre-authorized, automatic transfers made to third parties, other TCU accounts, or telephone orders to cover overdrafts on your checking account to no more than six transactions per month. If these limits are exceeded in any given month, your account will be subject to an Excessive Transaction Fee of $15. Excessive, continuous violation of the transaction limits will close the money market account and the funds will be transferred to an account that allows more transactions.

3With all other TCU money market products, the credit union will not automatically adjust your dividend rate. You must make a request and initiate the change with the credit union. Higher dividend rates and balance requirements are not retroactive, but are effective from the date of conversion.

*Unlimited withdrawals refer to in-person transaction only. Federal regulations limit the number of withdrawals or pre-authorized, automatic transfers made to third parties, other TCU accounts, WebPay electronic transactions or telephone orders to cover overdrafts on your checking account to no more than six transactions per month. If these limits are exceeded in any given month, your account will be subject to an excessive transaction fee of $15 per month.