What Do Members Value Most?
Managing your money should be easy and simple, not stressful and complicated. Features such as early payday deposits and fee-free ATM access provide Travis Credit Union members with convenient access to their money. In this blog, we’ll discuss the top features that TCU members value most which make everyday banking more flexible and rewarding.
How Early Payday Helps Members Manage Their Money
Having your payroll deposit appear early in your checking account is always helpful, especially if you’re living paycheck to paycheck. By using TCU’s direct deposit for your paycheck, you can receive your pay up to two days early.¹ This gives you more breathing room to pay bills or get a jumpstart on groceries, shopping and other things.
Using direct deposit with TCU’s free bill pay can help reduce your financial stress by ensuring you have funds in your account and that bills are automatically scheduled for payment. This also helps you avoid any late fees associated with missed payments, giving you more peace of mind, according to EarnIn.
Why Are Fee-Free ATMs Important to Everyday Banking?
Having to pay a fee to access your money at a non-Travis ATM is annoying and can add up. As a Travis Credit Union member, you have access to the CO-OP ATM Network, which lets you withdraw cash without fees at more than 30,000 ATMs across the U.S. and Canada. Visit TCU’s ATM Finder to see which teller machines are nearby so you can avoid paying fees for using out-of-network ATMs.
What Should You Look for in a Checking Account Today?
A checking account is a smart, practical way to manage your everyday banking. Checking accounts are a basic product found at most financial institutions, including credit unions. While they may be common, they are not all the same.
There are a few key things to look for in a good checking account. First, be sure there are no monthly fees, so it doesn’t cost you anything to keep your money in the account. Next, be sure the account comes with a debit card that can be used at ATMs as well as for retail purchases.
Today, many debit cards are chip-enabled to let you use features such as tap-and-pay or touchless payment. Other useful features are free direct deposit and free bill pay. Finally, the financial institution should have a strong digital banking platform that comes with a top-rated mobile app and desktop platform that let you access your accounts safely and securely at any time from your phone or desktop computer. Travis Credit Union’s Access Checking meets all of these requirements.
How Do These Features Reflect What Members Value Most?
Getting paid a few days early, having access to fee-free ATMs² and having a checking account that comes with a strong digital banking system are valuable tools for everyday banking. TCU members seek banking options that give them access, convenience and security so they can enjoy financial freedom.
How TCU Can Help
Travis Credit Union is a full-service financial institution focused on its members’ financial wellness. It offers an array of products and services designed to help you plan, save, spend and borrow better. When it comes to checking, an Access Checking account gives you these features below and more:
- Direct deposit up to two days early¹
- Access to 30,000 CO-OP ATMs nationwide
- No overdraft fees
- Top-rated mobile app
- Strong digital banking platform
- Free bill pay
- BankOn certification
Visit Traviscu.org to explore Access Checking and other checking accounts to see which best fit your financial needs. Travis also offers an array of financial education information, including Knowledge Base, which offers free online courses on a variety of financial topics.
Travis Credit Union also offers home loans, auto loans, credit cards, business banking and financial wealth needs. You can use our pre-qualification portal before applying for loans or credit cards. Open an Access Checking account today and enjoy early paydays, fee-free ATMs² and worry-free banking with Travis Credit Union.