Teaching our youth the value of money at an early age is a smart way to give them a great financial start. We have a variety of products, services and tools that can help them understand the importance of savings, the value of smart spending and the benefits of building good credit.
Importance of Savings
Our Youth Savings Accounts teaches children of every age the value of saving for a goal. Select from these age-based savings accounts:
- T-Bird Account, ages 0-12
- Rising Stars Account, 13-17
- Young Adult Account, 18-21
Our Access Account is ideal for college students and young adults. It comes with a free Visa® Debit Card that is enabled for Apple® Pay and Samsung® Pay. There are no overdraft fees, no checks to write and access to Online and Mobile Banking at any time.
Our free and virtual Mad City Money webinars provides teens and young adults with real-world scenarios that teach them how to budget their money. They learn to identify between their wants and needs, and the consequences of those choices.
We also offer free Financial Webinars throughout the year on a variety of topics such as financial wellness, personal finance, understanding financial aid, college financing and building a basic budget.
Building Good Credit
Establishing a good credit history is important as you begin your adult life. Our Visa Credit Builder credit card is ideal for teens and young adults to build a history of on-time monthly payments. Our Experian® Boost can also help young adults who pay utility and other household bills increase their credit score.
Those with better credit usually qualify for lower interest rates for auto loans, credit cards and student loans. Also, Travis offers Sallie Mae Student Loans for those who need financial assistance for college.
For TCU members who are seniors in high school, our $2,000 Mary Keith Duff Memorial Scholarship provides a perfect opportunity for a great financial start for college. Visit traviscu.org to see all that Travis has to offer.