Get a head start on winterizing your home

With the cooler months ahead, it’s likely that you and your family will be spending more time indoors. Before the winter season approaches, now is the time to start thinking about your home renovation needs.

A smart way to fund these projects is by using the equity in your home, especially with home property values on the rise. Because interest rates on equity loans are typically lower than other forms of credit such as credit cards, you may be able to save money.

Now that you know how to fund your renovation, here are a few ways you can add value to your home:

Dual-pane windows

Prepare for the temperature drops by installing multi-pane windows. This upgrade will provide your home with better insulation and improve heating and cooling efficiency. By replacing your old windows, you’ll potentially be saving on energy costs by reducing your monthly heating bill. Just be sure to contact a professional to ensure you’re choosing top quality windows.

Roof repair

Fall and winter seasons are known for rainy weather which can aggravate a leaky roof. You should consider a roof repair to prevent future damage. While roofing replacement and repairs can be costly, the investment can be worth it if it adds safety and value to your home. Be sure to undergo a thorough inspection before proceeding with your project to determine the level of necessary repairs.

Landscape project

If you’re worried about your plants surviving the winter months, a landscaping project may be right for you. Clearing out leaves and weeds from your flower beds can prepare your garden for springtime bloom. You might also consider pruning the trees and overgrown bushes. If you plan on hiring a landscaping professional, you'll want to contact and schedule them as soon as possible.

If you’re thinking about applying for a Home Equity Line of Credit (HELOC) or a Home Equity Loan now is a great time to speak with a Travis Credit Union mortgage loan consultant. We make all of our loan decisions in-house. That means you’ll have a personal point-of-contact that will assist you every step of the way and help you expedite your loan process.

Ready to get started? Call our Home Loan Center at (707) 469-2059 or visit www.traviscu.org/home-equity.

Home Equity Financing