Account email alerts are valuable financial tools

Wouldn’t it be cool if checking and savings accounts, credit cards and other financial accounts could simply tell you when they’ve just processed a transaction or when your balance reaches a certain level? Well, they can, if your financial institution offers email alerts on your accounts. Here’s a closer look:

What are email alerts?

Email alerts are simply emails that are sent from your financial institution notifying you of activity on your accounts. Many credit unions and banks offer this service, which gives you real-time information on transaction activity such as cleared checks, daily balances, deposits, credit card charges, low-balance warnings and more.

How do they work?

Typically, you would log in to your online account at your credit union and look for the section or tab that manages your email alerts. From there you can select from a list of available alerts such as account reminders, balances, cleared checks, daily balances, loan due dates and insufficient funds/overdrafts.

Some email alert systems will also let you set your own balance thresholds for when you want to be notified. For example, you could set it to send an alert when your balance is below $10 or when there’s a transaction more than $50.

Who should use it?

Account email alerts are great for people who check their email regularly on their smartphones. These alerts notify you as it happens, so you’ll gain peace of mind that your account activity isn’t out of the ordinary. Alerts also allow you to take immediate action against fraud if there are any questionable activities such as mysterious charges on your credit card.

Email alerts serve as an important tool to manage your personal finances. Check with your financial institution to set up your alerts today.

Travis Credit Union members can manage their email alerts by logging into Online Banking and clicking on the “Manage Alerts” tab. You’ll need to provide an email address to use this feature.

Account Alerts Login to Online Banking