Conversations that add up to emotional and financial well-being!

For many, finances fall into the proverbial list of taboo topics. In fact, according to one survey*, 70% of Americans think that it’s rude to talk about money. Respondents said they were more likely to disclose their income (39%) over savings (30%) or debt (29%) to family and friends. We live in a culture that doesn’t want to discuss money and yet, most people think about it … a lot.

  • Will I have enough money for retirement?
  • Will I be able to pay medical costs in the event of a serious illness or accident?
  • Will I be able to pay medical costs for normal healthcare?
  • Will I be able to pay for my child’s college?
  • Will I have enough money to pay normal monthly bills?
  • Will I be able to pay for my rent, mortgage or other housing costs?
  • Will I be able to make the minimum payments on my credit cards?

Are you and your family on the same budget page?

Perhaps you can identify with some or all of these questions. Money gives us a lot to think about and sometimes worry about. The topic of money can keep us up at night, strain relationships and even make us unhealthy. Much of this can be avoided and resolved by having the right financial conversations with the right people in the right place.

The right financial conversations

Notice how the questions listed above are phrased – “Will I …?” These are the conversations we have with ourselves that keep us awake at night. They keep us awake because there’s no clear-cut answer, there’s no action plan and the onus is on us to resolve.

What would happen if we asked “How will I?” It’s a small change that can lead to less tossing and turning and better longterm results. We worry when we don’t have an action plan. Asking how is the first step to finding better financial solutions for you and your family.

With the right people

Now that you’re armed with the right questions, it’s important to ask the right people. You’ll need trusted advocates to help you craft your plan. Too often, people shy away from discussing money because they’re not sure who to ask, they might feel embarrassed or they question if the information they receive is truly in their best interest. Simply put, you’ll need financial advocates to help you.

One clear advantage of being a member of Travis Credit Union is that you’re supported by a team of financial advocates. We’re committed to supporting you and being your champion to help you achieve your financial goals and we have the resources to back up that commitment. We offer free financial seminars for every question listed above.

Travis Financial Services is an exclusive member benefit with consultants available to help you with your investments needs. Our branch personnel are trained to always be ready to help you work through ways to add value to your life – whether that be lowering your debt, lowering monthly payments or saving money for the future. We’ll work tirelessly on your behalf to help you achieve your financial goals.

In the right place

You may have heard that we’ve transformed our Vaca Commons and Atwater branches and we have plans to transform more of our branches in 2018.

Our goal is to create a member experience that is even more conducive to having conversations with our members that lead to financial wellness. When you have financial conversations that count, you’ll worry less and sleep better knowing you have advocates who are on your side and a tangible plan for a better financial future.

But don’t wait – you can have conversations that count today by visiting any of our branches. You can even get the conversation started over the phone by calling our Member Service Center at (800) 877-8328.

Turn to Travis


*Survey conducted by Ally Bank