Rely on your local credit union to be your primary financial institution

There’s a major difference between a financial institution that will charge you fees for almost any transaction you conduct and one that will go the extra mile to ensure you are taken care of. Credit Unions will take time to create solutions that will help you reach your short- and long-term financial goals.

Here are a few reasons why you should take your money to a credit union and not a bank.

Not for profit, member-based

Unlike big banks, which have recently drawn ire and scrutiny for employees opening unauthorized customer accounts to meet sales quotas, credit unions aren’t forced to sell to make shareholders happy. Credit unions are designed to make their member-owners happy through products and services that save them money. Moreover, profits earned by credit unions are returned to members in the form of lower rates and lower fees. That’s something you wouldn’t see at a for-profit bank.

CO-OP Network

The CO-OP Network provides credit union members with access to more than 30,000 ATMs and 5,400 branches, where they can access their accounts without any surcharges across the United States and Canada. This allows Travis Credit Union members who need cash but can’t find a TCU ATM nearby to access their accounts via a CO-OP Network ATM without having to pay another institution’s ATM fees.

Community-based institutions

Credit unions are often created to serve a certain region, community or employer. For instance, Travis Credit Union was chartered to help the military service members and workers at Travis Air Force Base. Credit unions in the U.S. were born out of the Great Depression and exist as non-for-profit entities that help people with their personal finances.

Ready to join a credit union? Check out Travis Credit Union’s branch finder to find one of our 22 branches near you or contact our Member Service Center at (800) 877-8328 during normal business hours. Don’t forget to check out our competitive loan rates to see what we can save you by refinancing.

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