'Tis the season to start shopping

It looks like the holiday season snuck up again this year. Fortunately, these shopping tips can help keep your finances merry and bright:

Shop Black Friday and Cyber Monday

These two “holidays” often get a bad rap, but it can be the time to take advantage of the year’s best sales. If you’re willing to brave the Black Friday mayhem, this is a great opportunity to score great deals on big-ticket items. If you want to avoid the holiday crowds and browse potential gifts from the comfort of your own home, then Cyber Monday is a good option. The annual online shopping extravaganza falls on the Monday after Thanksgiving. So, mark your calendars and bookmark your favorite retail sites to ensure you shop the best deals.

DIY if you can

Oftentimes we get caught up in a shopping frenzy that we forget the true meaning of the holiday season, like making memories and spending time with loved ones. This year, do your wallet a favor and create a gift yourself. Sometimes the extra creativity and love that goes into a gift is truly priceless.

Maybe create a photo display with your favorite memories with that person, bake them a batch of your famous pumpkin bread or supply all of the ingredients and a detailed recipe of your favorite holiday treat. Need more inspiration? Pinterest has a plethora or DIY holiday gift ideas that are bound to warm the recipient’s heart.

Start early…really early

Have you seen your local department stores putting up holiday decorations before Halloween even had its chance to shine? This could be a sign that your holiday shopping should follow this schedule – especially if you’re a notorious procrastinator. If you really want to cut down on your holiday season stress, you might consider a yearlong shopping venture.

Buying gifts all year-round is a great way to properly budget your holiday expenses and prevent you from scouring the shops for a last-minute gift that is just right. Plus, getting an early start can help you avoid the dreaded holiday shopping nightmares of anxiously waiting for a flash sale or finding out your desired item is “out of stock.” Just don’t forget to label your gifts if you decide to wrap them months ahead – if you shop too early, you might forget what you bought!

Are you looking for an extra line of credit to finance this holiday season?

Our enhanced, easy-to-use credit card rewards program has what you need to conquer your shopping this year. With MyTravis Rewards, you’ll earn 1.5 point for every $1 spent on your TCU Platinum Visa® credit card. Our exciting reward selection includes merchandise, travel, gift cards, green products, charitable donations and cash back.

Apply for our credit card today by visiting our online application!

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