Monthly Archive - TravisCU Blog

May 2015

Time for a home upgrade


First-time home buyers often aim to purchase a home that’s known as a “starter”, whether that’s an older fixer-upper or a condo.

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Building a solid savings account


It’s always important to have money in the bank in case “something” happens. Living paycheck-to-paycheck is no way to live a healthy financial life.

For example, financial experts suggest that at the minimum, you should have three months of living expenses saved up should you become suddenly unemployed. That’s just one example of how to prepare for a rainy day. Here are some other ways to build a healthy and immediate savings account.

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What most parents don't know about saving for college


About 70 percent of the respondents to a recent survey didn’t know what a 529 Plan was, or how it works as a college savings tool. Given the high cost of a college education and the daunting task of paying for it, this is a little alarming.

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Auto Loans: What to keep in mind


The truth is, it’s not. It’s far from that. It’s closer to excruciating at times. The thoughts race through your head, “Which car do I need? Which car do I want? Is this the right decision?”

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How refinancing your home saves you money


If you’re a homeowner looking for ways to save money, the first place to look is at your home mortgage. Depending on the interest rate on your existing loan, refinancing could lower your monthly payment and free up hundreds of dollars you could save or use to tackle other expenses.

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Smart savings: Refinance an auto loan


A big downside of purchasing a vehicle is actually paying for it each month. The worst part about that is paying the interest on the note, which can range from the low single digits to the mid-20s in terms of percentage.

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