Why a credit union membership is the best

With a member-first mentality and a dedication to serve the community rather than sales numbers, you will always find a familiar and welcoming face at your local credit union. Here are a few things to know about the not-for-profit credit union advantage.

Lower fees than big banks

Credit unions don’t come close to what banks charge when it comes to overdraft fees. A 2015 Bankrate Credit Union Checking Survey says that average overdraft fee at a credit union is $26.78, versus $32.74 at a bank. In addition, you only need around $10 to open a checking account at a credit union as opposed to almost $70 at a bank. Remember, credit unions are in the business to help people improve their financial lives, not to improve profits for shareholders. That’s why credit union members are also owners of their credit union.

Rely on the CO-OP Network for easy ATM access

With banks, you’ll typically face an ATM fee if you don’t use the bank’s own ATMs. What’s more, you’ll also face fees from the ATM you choose to withdraw money from. With credit unions, however, things are different. There are more than 30,000 CO-OP ATMs in the United States you can access without any surcharge fees. Over the course of a year, that could save you hundreds of dollars.

Bank with an institution rooted in your community

Many credit unions, including Travis Credit Union, actively participate in improving the quality of life in the neighborhoods and communities they serve. It all stems from that philosophy of people helping people.

Are you ready to join a credit union? Turn to Travis to help you with all of your financial needs. We offer Free Checking, Savings Accounts, Mortgages and Home Equity loans, Certificates of Deposit, Auto Loans, Retirement, Money Market accounts and more! Stop by one of our branches, visit our website or contact our Member Service Center at (800) 877-8328 today!

30,000 CO-OP ATMs Turn to Travis