Safely using your credit card while traveling

Don’t let your upcoming vacation distract you from credit card safety. Here are some basic safety measures to help ensure happy and safe travels for you and your personal finances.

Stay alert

To keep yourself and your funds safe, you must be vigilant of your surroundings, especially if you’re in an unfamiliar location. If you are planning on withdrawing local currency from an ATM machine, be sure to shield the keypad with your hand as your enter your personal identification number (PIN). In crowded areas, hold your wallet and bags close to your body. For added security, you may want to consider using a money belt.

Stay mobile

It’s good practice to check your balances and monitor your accounts for any potential fraudulent transactions. And our mobile devices makes these tasks easier than ever. But having access to personal and financial information from a single device comes with a risk.

Remember to always have your mobile devices and bank accounts password protected with multi-authentication for additional levels of security. If you can, limit use on pubic computers in hotel lobbies and local cafés. Oftentimes these are hubs for credit data thieves and other cyber criminals looking to take advantage of tourists. In addition, public Wi-Fi can be just as dangerous. Instead, make sure that you are always using a secure connection.

Share your itinerary

If you are putting out-of-country or out-of-state charges on your card, the issuer might suspect fraud. Before you depart, let your financial institution know your travel itinerary to avoid any disruption or denial of service when you attempt a transaction. We will be more than happy to place a travel notice on your Travis Credit Union account specifying your destination and travel dates so your card activity doesn’t appear suspicious or unusual. Give us a call at (800) 877-8328 to let us know and to ensure peace of mind while traveling.

Before you say “bon voyage,” consider a credit card from Travis Credit Union to flex your financial power. Our Platinum Rewards Visa® credit card has the features you need to make smart buying decisions. When you open a credit card account, your revolving credit can be used to build a good credit history, provide security in emergency situations and make purchases worldwide. We manage all your accounts locally, so there’s always a friendly person to answer your questions.

Have a wonderful and safe trip!

Platinum Rewards Visa