Shop safe this holiday season

As you make your way to the malls and online retailers, be sure you’re shopping safely. Unfortunately this holly jolly season is primetime for cybercriminals and identity thieves to take advantage of unwary shoppers.

According to recent data from FICO reports, a growing number of debit cards are being compromised at ATMs and merchants. In fact, the number of cards compromised at U.S. ATMs and merchants rose 39 percent in the first six months of 2017, compared to the same period in 2016.

If you’re still getting through your holiday shopping list, you’ll want to keep these precautions in mind. FICO offers these tips for consumers to protect their cards from thieves:

Never approach an ATM if anyone is lingering nearby. Never engage in conversations with others around an ATM. Remain in your automobile until other ATM users have left the ATM.

If your plastic card is captured inside of an ATM, call your card issuer immediately to report it. Sometimes you may think that your card was captured by the ATM when in reality it was later retrieved by a criminal who staged its capture. Either way, you will need to arrange for a replacement card as soon as possible.

Ask your card issuer for a new card number if you suspect that your payment card may have been compromised at a merchant, restaurant or ATM. It's important to change both your card number and your PIN whenever you experience a potential theft of your personal information.

Check your card transactions frequently, using Online Banking and your monthly statement. If you noticed any fraudulent activity, contact your financial institution immediately. For more information on how Travis Credit Union protects the financial security of our members, visit www.traviscu.org/protection

Update your address and cell phone information for every card so you can be reached if there is ever a critical situation that requires your immediate attention.

Are you looking to shop safe this holiday season? Avoid cash and ATM machines by shopping with a secured card. With a TCU Platinum Visa credit card, members will be equipped with EMV computer chip technology for enhanced fraud protection and security for all your holiday purchases.

Give us a call at (800) 877-8328 or visit www.traviscu.org/credit-cards to apply online today!

Platinum Visa Protection