Prevent credit card fraud while traveling

You’ve been looking forward to your vacation for months. Don’t let your excitement distract you from protecting yourself during your trip. Here are some things to keep in mind before you leave and when you get to your destination.

Warn your credit card company you’re traveling

Let your financial institution know if leaving the country or going a long-distance from home. Without prior notice that you’ll be in Eastern Europe, for example, a few red flags might pop up when you attempt a transaction in that country using your hometown credit card. Your financial institution will be doing its job by preventing fraudulent overseas transactions. You can avoid the hassle by letting your credit union know about your travels before you leave.

Keep cards and wallet safe

There is another fraud risk that can stop you in your tracks: theft. If you’re careless about how you take care of your credit cards, they may disappear the first opportunity a thief sees fit. Make sure you keep your wallet or purse with you at all times when traveling. Theft can strike quickly.

Always be vigilant

Be mindful of your surroundings, especially if someone strikes up a random conversation with you in an attempt to distract you. That person might be trying to draw your attention away from something such as your cell phone you left on a table, your wallet or purse or from their accomplice. Make sure that doesn’t happen by keeping your hands on your personal valuables when talking to someone and being aware of your surroundings at all times.

If you’ve lost your Travis Credit Union credit/debit card or notice unauthorized transactions, please call us for assistance. Visit our website to see a full list of phone numbers of who to call, including after-hours contact for lost credit/debit cards.