Our certificate accounts help you earn more on your money. Choose from a variety of terms and rates to fit your needs. Plus, you can open your certificate within Online Banking if you're already a TCU member.
- $500 Minimum Deposit1
- Terms of 6 to 60 months
- Rate is fixed until maturity
- Dividends are compounded monthly2
- Federally insured up to $250,000 by the NCUA
Check Rates How to Open an Account
Individual Retirement Accounts (IRAs)
A TCU no-fee Traditional or Roth Individual Retirement Account (IRA) is a great way to save for the future. An IRA allows you to take advantage of both long-term compounding and tax-deferred earnings growth to reach your savings goals faster.3
We can help you transfer money you may have in a retirement plan at a previous employer into a Rollover IRA to keep your money working hard for you. We're here to help you make smart financial decisions — and a TCU IRA (with no maintenance fee) is a great place to start. You may want to set up automatic deductions from your TCU savings or checking account to make funding your IRA easy.
Get more information at our IRA Information Center:
IRA Info Center How to Open an Account
Funds in these accounts are federally insured up to $250,000 by the NCUA.
1 Higher rate of return on a minimum deposit of $500.
2 Credited the first day of the following month.
3 This page is intended to provide general information concerning IRAs, it is not intended to provide legal advice or to be a detailed explanation of the rules or how such rules may apply to your individual circumstances. For specific information, please consult your tax or legal professional. See account disclosure for complete details.